Comparison

SpendingKeeper vs Simple Spendings

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendingKeeper

Features
Read full description

The app helps a user keep the records of spendings. Transactions - Presents a list of transactions since the first day of the last year - Click `+` to add a new transaction - Transaction details - Click `Copy` to create a duplicated transaction Transaction History - Presents a list of past transaction records - Transaction details Accounts - Presents a list of accounts - Click `+` to add a new account - Account details present a list of recent transactions based on the statement day Trends - Choose `daily` or `monthly` to display charts for the spendings during the current and previous periods - Click `cumulative` to diplay the cumulative spendings Snapshots - Presents a list of snapshots - Click `+` to generate a new snapshot from the records between two dates - Snapshot details present charts and table - Click `Share` to save as a pdf file Import from Wallet - Click "Select Transactions" to select transactions shared from Apple Wallet - The list of shared transactions will be presented - Review individual transactions and import Settings - Turn on/off the authentication request

About

Simple Spendings

Features
Read full description

No subscriptions. No ads. No data tracking. Just a clean, powerful tool that helps you stay mindful of your spending. Simple Spendings is your financial single source of truth that puts you in control. By entering your expenses you stay aware of your habits - while smart suggestions make adding new items effortless and fast. Why Simple Spendings? - Manual input, mindful tracking - Stay aware of your spending, one entry at a time. - Smart suggestions - The app remembers your recent spendings to speed up new entries. - Multi-currency support - Track expenses in any currency, ideal for travelers and global users. - Category insights - Instantly see totals, averages, and trends across all your categories. - Future estimates - Get projections of upcoming expenses based on your past patterns. - Private cloud sync - Your data is stored securely and synced across your devices. No one else can access it, just you! - Import & export (JSON) - Easily back up or move your data between devices. - Cross-device simplicity - Works seamlessly on iPhone, iPad, and Mac. - Light and Dark modes - follows system's colour theme. - Completely free - No paywalls, no ads, and no tracking. Just simplicity and privacy. Stay aware, not overwhelmed Simple Spendings is designed to make budgeting clear and effortless. It's not about automation - it's about awareness. You enter each spending mindfully, and the app does the rest: organizing, calculating, and showing where your money truly goes. Spend less time managing. Spend more time understanding. Simple Spendings - completely free, beautifully simple.

Screenshots

SpendingKeeper4 screens
Simple Spendings4 screens

Verdict

The call

The clearest difference is ads: Simple Spendings at none against SpendingKeeper's shown. Simple Spendings also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (18.4 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SpendingKeeper ships an update every 2 months, Simple Spendings every 3 weeks. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.

Scorecard3 real differences ยท 3 level
SpendingKeeper versus Simple Spendings: the parameters behind the verdict, then further details
ParameterSpendingKeeperSimple Spendings
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks โ€” better
AdsYesNo โ€” better
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.4 โ€” better
Further details โ€” not scored
Size7 MB7 MB
Age rating4+4+
DeveloperJae-Seung LeeAndrzej Gawron

In-app purchases

None

SpendingKeeper

No in-app purchases

None

Simple Spendings

No in-app purchases

Questions

Is SpendingKeeper free?
SpendingKeeper is free to download, with no in-app purchases.
Is Simple Spendings free?
Simple Spendings is free to download, with no in-app purchases.
Do SpendingKeeper or Simple Spendings have ads?
SpendingKeeper shows ads; Simple Spendings does not.
Which is updated more often, SpendingKeeper or Simple Spendings?
SpendingKeeper ships an update every 2 months, and Simple Spendings every 3 weeks. Most recently, SpendingKeeper was updated on September 8, 2026 and Simple Spendings on September 19, 2026.

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