The Cheese vs MSHCA

The Cheese tells you, every day, what you have left to spend. Log an expense in seconds, follow your budgets and savings goals, and let the app warn you before the month gets away from you. WHAT’S LEFT, AT A GLANCE • What you have left this month, and how much a day • A month-end forecast that includes your recurring expenses • Yesterday’s summary and the budgets to watch, right on the home screen AN EXPENSE IN 3 SECONDS • Quick add with a keypad and your categories • From the app, the widget, the app icon or the daily reminder • Optional receipt photo, note and date • Works offline: everything syncs afterwards BUDGETS THAT WARN YOU • One budget per category, carried over every month • An alert when a category gets close to its limit or is on track to go over • Recurring items (rent, salary, subscriptions…) added automatically REACH YOUR GOALS • Savings goals with a deadline and the amount to set aside each month • Insights: where your money goes, unusual spending, your year in review • Monthly PDF report and CSV export HELPFUL NOTIFICATIONS, NOT NOISY ONES • Yesterday’s summary every morning • Weekly and monthly reviews • A reminder the day before a recurring bill • Each type can be adjusted or turned off in one tap YOUR DATA STAYS YOURS • Never sold, never used for advertising • Face ID lock • Notifications, the widget and receipt photos stay on your iPhone • Export your data or delete your account at any time The Cheese is available in English and French, with the currency of your choice.

MSH Capital allows you to easily view your portfolio values and allocations and easily contact your financial advisor.