Heat Wallet vs SplitSum
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Heat Wallet
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Experience the power of Bitcoin combined with a secure wallet and identity-based messaging. Your crypto key or recovery seed becomes your messenger identity, ensuring unparalleled privacy and security in every conversation. Heat Wallet offers a built-in messenger that enables secure communication powered by Bitcoin technology. By using your crypto key or recovery seed as your messenger identity, you can ensure privacy and security for every conversation.Experience the power of Bitcoin combined with a secure wallet and identity-based messaging. Your crypto key or recovery seed becomes your messenger identity, ensuring unparalleled privacy and security in every conversation. At Heat Wallet, we specialize in providing first-class support for new and upcoming blockchain protocols. We collaborate closely with developers of emerging blockchain projects to integrate their full feature set into our wallet. Our flexible, cross-platform design allows for seamless integration of new transactions and assets as they are developed, enabling developers and dApp builders to focus on innovation while we handle the wallet integration.
SplitSum
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With SplitSum, accept card payments and instantly pay independent contractors their share, automatically. Utilising the power of Stripe, SplitSum gives you a no-code terminal solution for accepting payments that split with independent contractors. No more accepting money on their behalf and paying them out with manual bank transfers. You can even set up your own booking pages. Set your splits and let SplitSum and Stripe do the rest!
Screenshots
Verdict
Heat Wallet and SplitSum are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.
| Parameter | Heat Wallet | SplitSum |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod โ better |
| Requires iOS | 16.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 82 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Tulipfox | Splitsum |
In-app purchases
Heat Wallet
No in-app purchases
SplitSum
No in-app purchases









