Comparison

Heat Wallet vs SplitSum

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Heat Wallet

Features
Read full description

Experience the power of Bitcoin combined with a secure wallet and identity-based messaging. Your crypto key or recovery seed becomes your messenger identity, ensuring unparalleled privacy and security in every conversation. Heat Wallet offers a built-in messenger that enables secure communication powered by Bitcoin technology. By using your crypto key or recovery seed as your messenger identity, you can ensure privacy and security for every conversation.Experience the power of Bitcoin combined with a secure wallet and identity-based messaging. Your crypto key or recovery seed becomes your messenger identity, ensuring unparalleled privacy and security in every conversation. At Heat Wallet, we specialize in providing first-class support for new and upcoming blockchain protocols. We collaborate closely with developers of emerging blockchain projects to integrate their full feature set into our wallet. Our flexible, cross-platform design allows for seamless integration of new transactions and assets as they are developed, enabling developers and dApp builders to focus on innovation while we handle the wallet integration.

About

SplitSum

Features
Read full description

With SplitSum, accept card payments and instantly pay independent contractors their share, automatically. Utilising the power of Stripe, SplitSum gives you a no-code terminal solution for accepting payments that split with independent contractors. No more accepting money on their behalf and paying them out with manual bank transfers. You can even set up your own booking pages. Set your splits and let SplitSum and Stripe do the rest!

Screenshots

Heat Wallet3 screens
SplitSum4 screens

Verdict

The call

Heat Wallet and SplitSum are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
Heat Wallet versus SplitSum: the parameters behind the verdict, then further details
ParameterHeat WalletSplitSum
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.015.1 โ€” better
Further details โ€” not scored
Size82 MB62 MB
Age rating4+4+
DeveloperTulipfoxSplitsum

In-app purchases

None

Heat Wallet

No in-app purchases

None

SplitSum

No in-app purchases

Questions

Is Heat Wallet free?
Heat Wallet is free to download, with no in-app purchases.
Is SplitSum free?
SplitSum is free to download, with no in-app purchases.
Do Heat Wallet or SplitSum have ads?
Neither Heat Wallet nor SplitSum shows ads.
Which is updated more often, Heat Wallet or SplitSum?
Heat Wallet ships an update every 3 weeks, and SplitSum every 3 weeks. Most recently, Heat Wallet was updated on October 27, 2026 and SplitSum on October 30, 2026.

Other comparisons