TopPoints Merchant vs CashBack+ Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TopPoints Merchant
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Welcome to TopPoints Merchant, your all-in-one platform for managing customer loyalty, driving sales, and enhancing the overall shopping experience. Designed specifically for merchants, TopPoints gives you powerful tools to engage customers, streamline operations, and grow your business effortlessly. Award loyalty scores to your customers based on their purchases and interactions, encouraging repeat visits and stronger brand loyalty. Delight your customers with redeemable rewards, special discounts, and exclusive offers that keep them coming back. Sell eGifts directly from your store and receive instant payments, offering a seamless and convenient experience for both you and your customers. Communicate with your customers through our built-in chat feature, providing personalized support and strengthening customer relationships. Access detailed customer lists and generate insightful reports that help you track spending, scores, rewards, and performance across any date range. Activate referral programs to attract new customers—or even invite fellow merchants to join TopPoints and expand your network. Showcase your brand identity with customizable shop branding tools that help you stand out from the competition. NEW: Reservation & Booking System TopPoints Merchant now enables you to receive and manage customer reservations directly within the app. Allow customers to book visits to your shop, choose guest counts, and receive instant confirmations. Easily track reservations, improve scheduling efficiency, and convert bookings into loyal repeat customers. Boost your sales, strengthen customer relationships, and manage your business more efficiently with the full suite of tools offered by TopPoints Merchant. Download TopPoints Merchant today and elevate your business to the next level!
CashBack+ Pay
Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.
- Earn instant cashback
- Pay in-store and online
- Connect credit union account
- Rewards from top brands
- No waiting period
- No exclusions
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Introducing CashBack+ Pay brought to you by Prizeout - an exclusive new way for credit union members to pay at checkout and earn instant cashback. Use CashBack+ Pay both in-store and online to earn cashback and get rewarded on your everyday purchases. To get started, simply: 1. Download the CashBack+ Pay app 2. Securely connect your credit union account 3. Pick online or in-store 4. Pay with CashBack+ Pay to earn instant cashback from top brands like Amazon, Walmart, DoorDash, and more. Your cashback will be instantly added to your account. No exclusions, and no waiting period. Whether it's everyday essentials or a special treat, CashBack+ Pay helps you earn cashback wherever you pay. Download today and discover how Membership Pays with CashBack+ Pay!
Screenshots
Verdict
The clearest difference is iOS requirement: TopPoints Merchant at 13.0 against CashBack+ Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 27, 2026.
| Parameter | TopPoints Merchant | CashBack+ Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (691 ratings) — better |
| Positive reviews | — | 86.5% of reviews |
| Number of ratings | — | 691 — better |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 62 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Top Points Inc. | Prizeout Corp. |
Bugs and requests
TopPoints Merchant
Not enough reviews yet to summarise bugs or requests.
CashBack+ Pay
Reported bugs
2 issues- Transactions not registering correctly
- Online payment/checkout issues
Requested features
4 requests- Automatic cash back integration with debit/credit cards
- Ability to return/exchange gift cards
- Option to add cash back to digital wallets
- Expanded merchant partnerships
In-app purchases
TopPoints Merchant
No in-app purchases
CashBack+ Pay
No in-app purchases
Questions
Is TopPoints Merchant free?
Is CashBack+ Pay free?
Do TopPoints Merchant or CashBack+ Pay have ads?
Which is updated more often, TopPoints Merchant or CashBack+ Pay?
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