Comparison

TopPoints Merchant vs CashBack+ Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TopPoints Merchant

Features
Read full description

Welcome to TopPoints Merchant, your all-in-one platform for managing customer loyalty, driving sales, and enhancing the overall shopping experience. Designed specifically for merchants, TopPoints gives you powerful tools to engage customers, streamline operations, and grow your business effortlessly. Award loyalty scores to your customers based on their purchases and interactions, encouraging repeat visits and stronger brand loyalty. Delight your customers with redeemable rewards, special discounts, and exclusive offers that keep them coming back. Sell eGifts directly from your store and receive instant payments, offering a seamless and convenient experience for both you and your customers. Communicate with your customers through our built-in chat feature, providing personalized support and strengthening customer relationships. Access detailed customer lists and generate insightful reports that help you track spending, scores, rewards, and performance across any date range. Activate referral programs to attract new customers—or even invite fellow merchants to join TopPoints and expand your network. Showcase your brand identity with customizable shop branding tools that help you stand out from the competition. NEW: Reservation & Booking System TopPoints Merchant now enables you to receive and manage customer reservations directly within the app. Allow customers to book visits to your shop, choose guest counts, and receive instant confirmations. Easily track reservations, improve scheduling efficiency, and convert bookings into loyal repeat customers. Boost your sales, strengthen customer relationships, and manage your business more efficiently with the full suite of tools offered by TopPoints Merchant. Download TopPoints Merchant today and elevate your business to the next level!

About

CashBack+ Pay

Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.

Highlights
  • Earn instant cashback
  • Pay in-store and online
  • Connect credit union account
  • Rewards from top brands
  • No waiting period
  • No exclusions
Features
Read full description

Introducing CashBack+ Pay brought to you by Prizeout - an exclusive new way for credit union members to pay at checkout and earn instant cashback. Use CashBack+ Pay both in-store and online to earn cashback and get rewarded on your everyday purchases. To get started, simply: 1. Download the CashBack+ Pay app 2. Securely connect your credit union account 3. Pick online or in-store 4. Pay with CashBack+ Pay to earn instant cashback from top brands like Amazon, Walmart, DoorDash, and more. Your cashback will be instantly added to your account. No exclusions, and no waiting period. Whether it's everyday essentials or a special treat, CashBack+ Pay helps you earn cashback wherever you pay. Download today and discover how Membership Pays with CashBack+ Pay!

Screenshots

TopPoints Merchant4 screens
CashBack+ Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: TopPoints Merchant at 13.0 against CashBack+ Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 27, 2026.

Scorecard1 real difference · 9 level
TopPoints Merchant versus CashBack+ Pay: the parameters behind the verdict, then further details
ParameterTopPoints MerchantCashBack+ Pay
PriceFreeFree
Rating—4.9 (691 ratings) — better
Positive reviews—86.5% of reviews
Number of ratings—691 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size62 MB42 MB
Age rating4+4+
DeveloperTop Points Inc.Prizeout Corp.

Bugs and requests

TopPoints Merchant

Not enough reviews yet to summarise bugs or requests.

CashBack+ Pay

Reported bugs

2 issues
  • Transactions not registering correctly
  • Online payment/checkout issues

Requested features

4 requests
  • Automatic cash back integration with debit/credit cards
  • Ability to return/exchange gift cards
  • Option to add cash back to digital wallets
  • Expanded merchant partnerships

In-app purchases

None

TopPoints Merchant

No in-app purchases

None

CashBack+ Pay

No in-app purchases

Questions

Is TopPoints Merchant free?
TopPoints Merchant is free to download, with no in-app purchases.
Is CashBack+ Pay free?
CashBack+ Pay is free to download, with no in-app purchases.
Do TopPoints Merchant or CashBack+ Pay have ads?
Neither TopPoints Merchant nor CashBack+ Pay shows ads.
Which is updated more often, TopPoints Merchant or CashBack+ Pay?
TopPoints Merchant ships an update every 2 weeks, and CashBack+ Pay every 2 weeks. Most recently, TopPoints Merchant was updated on October 27, 2026 and CashBack+ Pay on October 27, 2026.

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