SplitSmart! vs SplitNSettle

"But I only had the salad!" We've all been there. Someone orders half the menu, you get a side salad, and somehow you're splitting evenly. Again. SplitSmart fixes this. Snap the receipt, tap who had what, and everyone pays exactly their share. Tax and tip included. No spreadsheets. No mental math. No more subsidizing your friend's dessert habit. Splitting is free, with no daily expense limits and no ads. Ever. NEW: BANK SYNC (US only, limited early access) Last night's cab & tab charges? Synced automatically. Link a US bank or card and new charges land in your To Review list on their own. Just tap it, and split it. Categories fill in automatically. No more retyping totals from a blurry photo. • Read-only. SplitSmart can only see transactions. It can never move money. • Bank connections are managed securely by Plaid. We can never see your credentials. • Disconnect anytime and we delete that bank's data from our servers. Bank sync is optional and available in the US only, in limited early access. Everything else in SplitSmart works without it. SNAP. TAP. SPLIT. The feature you've always needed. Take a photo of any receipt. SplitSmart reads every item, tax, and tip in seconds. Tap who had what. Done. Everyone's share calculated to the penny. Perfect for: • Roommates splitting grocery runs • Friends splitting dinner (yes, even the complicated ones) • Anyone tired of "let's just split it evenly" GROUPS FOR EVERYTHING Roommates sharing rent and utilities. Travel crews splitting hotels and rideshares. Couples managing household costs. Create a group for any shared life and always know exactly where you stand. FRIENDS WITHOUT GROUPS Track expenses with individual friends too. Split with two, three, five people without creating a group. Not every lunch needs one. Multi-currency support means your international friends are covered. See who owes you and who you owe, all in one clean view. BUILT FOR REAL LIFE • Multi-currency support for global friend groups • Track balances across all groups and friends • Settle up with the fewest possible payments, five IOUs become one • Add photos and notes to any expense • Spending statistics to see where the money goes • Equal splits, exact amounts, percentages, shares, or smart itemized receipts. You choose. THE SPLITSMART PROMISE • No daily expense limits. • No ads. • No paywalls. • No subscriptions. • No nonsense. (The one thing with limits is bank sync: US only, limited early access spots while we grow.) Just fair, easy expense splitting that respects your time and your wallet. Download free today. Start splitting smarter.

Money with friends shouldn't be awkward. SplitNSettle makes splitting bills, tracking shared expenses, and settling up effortless — whether you're traveling, living with flatmates, or just splitting dinner. Add an expense, choose who's in, and we handle the math. When it's time to settle, we calculate the simplest path so everyone gets even with the fewest transfers. — WHY YOU'LL LOVE IT — - MONTHLY BILLS ON AUTOPILOT Perfect for flatmates and family. Add recurring bills like rent, maid, Wi-Fi, or subscriptions once — they split equally every month, and each member marks their share as paid. A full payment history keeps everyone accountable. - SMART SETTLEMENTS No more complex math or "who owes who." We automatically calculate the most efficient way to clear debts within a group, minimizing the number of transfers needed to get everyone even. - ACTIONABLE INSIGHTS Beautiful charts visualize your spending by category and month, so you can spot trends and see exactly where your money goes over time. - STRUCTURED GROUPS & CATEGORIES Keep your financial life organized with smart categories and subcategories — like "Travel > Summer Trip" or "Food > Groceries" vs "Food > Dining Out" — for precise, clutter-free tracking. - RECEIPTS & PAYMENT PROOF Attach a photo of any bill to an expense and upload proof when you settle up. Every transaction stays backed by evidence — so there's never a doubt about who paid what. - UNIVERSAL CURRENCY SUPPORT Travel without limits. Add expenses in any currency and we'll keep the records straight, ensuring fair splits no matter where you are in the world. - GROUP POLLS Can't decide where to eat or which place to book? Create a poll and let everyone vote — decide together, faster, with no endless group-chat debates. — PERFECT FOR — • Roommates & flatmates splitting rent and bills • Friends on trips and vacations • Couples managing shared expenses • Families tracking household costs • Anyone tired of "I'll get you back later" Download SplitNSettle and turn shared expenses from a source of friction into something simple. Split smarter. Settle faster. LINKS - Privacy Policy: https://splitnsettle.app/privacy - Terms of Use (EULA): https://splitnsettle.app/terms - Support: https://splitnsettle.app/contact Note: AI features (Voice Input & Receipt Scanning) are powered by OpenAI. Data is processed securely for transcription and analysis only and is not used for training AI models.