Budget Zero vs Allocated

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Allocated is a simple, private monthly budget planner that's easy to use. Instead of linking your bank or tracking every transaction, you simply set what comes in and what goes out each month - and Allocated shows you what's left over. NO BANK CONNECTION Most budget apps make you link a bank account before you can do anything. Allocated doesn't. There's nothing to connect and no third-party access to your finances - you just type in your income and outgoings. It works exactly the same whoever you bank with. COMPLETELY FREE No subscription, no in-app purchases, no ads, no locked "pro" features. Everything is free - no catch, no upsell. WHAT YOU CAN DO • Set your income and recurring outgoings for the month • See your "left over" at a glance, with a clear allocated-vs-free bar • Break spending down by category, with percentages and a donut chart • Give every outgoing a category, colour and icon • Handle real-life schedules: a fixed date, the last day of the month, "last Friday", weekly or fortnightly, or a one-off BUILT AROUND YOUR MONTH Allocated keeps a separate plan for each month. Open a new month and your recurring income and outgoings carry forward automatically, so you start from where you left off - one-offs stay in the month they belong to. Past months stay frozen as history. PRIVATE BY DESIGN Everything you enter stays on your device. Allocated has no accounts and no servers, so your budget is never uploaded, shared, sold, or tracked. We can't see it, and neither can anyone else. Export a backup any time as a simple file you control. SIMPLE BY DESIGN Light and dark themes, a choice of currency symbols, and a clean, uncluttered layout that's easy to use and stays out of your way. Allocated is a budget planner, not a bank connection or a transaction tracker - there's nothing to link and nothing to sign up for. Just open it and plan.