Ezenvelopes vs Budget Zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ezenvelopes
This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.
- Visual budget management with color-coded envelopes
- Real-time spending tracking with AI categorization
- Automated envelope resets and fund rollovers
- Spending trend insights and refill suggestions
- Data export and import for full control
- Privacy-first design
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Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.
Budget Zero
This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.
- Zero-based envelope budgeting
- Manual transaction logging
- No bank account linking
- Private and secure
- Offline functionality
- Monthly budget periods
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The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Ezenvelopes at none against Budget Zero's 2. Ezenvelopes also leads on review sentiment (100% vs 75%) and rating (4.5 vs 4.3). Budget Zero's advantage is update cadence (every 3 days vs every 3 weeks) and ratings volume (6 vs 2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month. Ezenvelopes asks for nothing beyond the download.
Ezenvelopes holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 100% of Ezenvelopes's written reviews are positive against 75% of Budget Zero's.
Ezenvelopes ships an update every 3 weeks, Budget Zero every 3 days. The most recent releases landed on October 13, 2026 and October 23, 2026 respectively.
| Parameter | Ezenvelopes | Budget Zero |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | 4.3 (6 ratings) |
| Positive reviews | 100.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 2 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Dima Lukianenko | Grey Park, LLC |
Customer experience
Ezenvelopes
Budget Zero
In-app purchases
Ezenvelopes
No in-app purchases
Budget Zero
- Monthly Subscription1 Month trial$2.991 Month
- Yearly Subscription1 Month trial$19.991 Year









