Comparison

XAPP NDBW vs DFCC One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XAPP NDBW

This finance app allows users to manage investments, withdrawals, and transfers digitally. It provides real-time access to investor reports and aims to offer financial independence and convenience for users in Sri Lanka.

Highlights
  • Digital onboarding
  • Manage investments
  • Process withdrawals
  • Execute transfers
  • Real-time investor reports
  • Seamless transaction management
Features
Read full description

Invest Smarter, Anytime, Anywhere Introducing Xapp, powered by NDB Wealth, the largest private-sector asset management company in Sri Lanka, licensed by the Securities and Exchange Commission of Sri Lanka (SEC). With Xapp, investors can easily begin their investment journey through a fully digital onboarding process. The app enables users to seamlessly manage transactions, including investments, withdrawals, transfers, and switches. It also offers real-time access to investor reports with just the click of a button. Xapp empowers NDB Wealth customers with greater financial independence and convenience, positioning it as a leading mobile app for investments in Sri Lanka.

About

DFCC One

Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly and securely, even without full login.

Highlights
  • Effortless fund transfers
  • Instant bill payments
  • Secure biometric access
  • Peek balance without login
  • ePassbook for transaction history
  • View DFCC proposition details
Read full description

Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.

Screenshots

XAPP NDBW4 screens
DFCC One4 screens

Verdict

The call

The clearest difference is rating: DFCC One at 4.7 against XAPP NDBW's 3.0. DFCC One also leads on review sentiment (33% vs 0%) and ratings volume (6 vs 2). XAPP NDBW's advantage is update cadence (every 9 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DFCC One holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 0% of XAPP NDBW's written reviews are positive against 33% of DFCC One's.

UpkeepUpdate frequency

XAPP NDBW ships an update every 9 days, DFCC One every 5 weeks. The most recent releases landed on October 16, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
XAPP NDBW versus DFCC One: the parameters behind the verdict, then further details
ParameterXAPP NDBWDFCC One
PriceFreeFree
Rating3.0 (2 ratings)4.7 (6 ratings) — better
Positive reviews0.0% of reviews33.3% of reviews — better
Number of ratings26 — better
Update frequencyEvery 9 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size48 MB51 MB
Age rating17+4+
DeveloperNDB Wealth Management LimitedDFCC Bank PLC

Customer experience

XAPP NDBW

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

DFCC One

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

None

XAPP NDBW

No in-app purchases

None

DFCC One

No in-app purchases

Questions

Is XAPP NDBW free?
XAPP NDBW is free to download, with no in-app purchases.
Is DFCC One free?
DFCC One is free to download, with no in-app purchases.
Which has better reviews, XAPP NDBW or DFCC One?
DFCC One is rated higher. XAPP NDBW averages 3.0 out of 5 from 2 ratings, while DFCC One averages 4.7 from 6 ratings.
Do XAPP NDBW or DFCC One have ads?
Neither XAPP NDBW nor DFCC One shows ads.
Which is updated more often, XAPP NDBW or DFCC One?
XAPP NDBW ships an update every 9 days, and DFCC One every 5 weeks. Most recently, XAPP NDBW was updated on October 16, 2026 and DFCC One on October 23, 2026.

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