Comparison

XAPP NDBW vs Bill9

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XAPP NDBW

This finance app allows users to manage investments, withdrawals, and transfers through a digital onboarding process. Access real-time investor reports and gain financial independence with this mobile investment platform.

Highlights
  • Digital onboarding
  • Manage investments
  • Process withdrawals
  • Execute transfers
  • Real-time reports
  • Financial independence
Features
Read full description

Invest Smarter, Anytime, Anywhere Introducing Xapp, powered by NDB Wealth, the largest private-sector asset management company in Sri Lanka, licensed by the Securities and Exchange Commission of Sri Lanka (SEC). With Xapp, investors can easily begin their investment journey through a fully digital onboarding process. The app enables users to seamlessly manage transactions, including investments, withdrawals, transfers, and switches. It also offers real-time access to investor reports with just the click of a button. Xapp empowers NDB Wealth customers with greater financial independence and convenience, positioning it as a leading mobile app for investments in Sri Lanka.

About

Bill9

Features
Read full description

BILL9 — AI-Powered Bill & Expense Management Running a business means dealing with bills every single day — supplier invoices, shop purchases, petty cash receipts, transport hires. They pile up in drawers, fade away, get lost, and at month-end the cash never matches the book. BILL9 fixes this. Just take a photo of any bill, and our AI reads it, extracts the details, and organizes everything into a clean, searchable table — automatically. HOW IT WORKS 1. Snap or upload a photo of any bill or invoice 2. AI extracts the date, vendor, items, and amount in seconds 3. Everything lands in one organized, searchable table — with the original bill attached as proof KEY FEATURES • AI Bill Scanning — No more manual typing. Upload printed or handwritten bills and let AI do the data entry. • Organized Records — Every bill in one place, with running totals, sortable by date, vendor, or amount. • AI Analyst — Ask Anything — "What's our most expensive purchase this month?" "How much did we spend with this supplier?" Get instant answers in plain language. • Proof Attached — The original bill image stays linked to every record. Audit-ready, tax-ready, dispute-ready. • Secure Sharing — Share your records with your accountant or business partners in a single click, securely. • Powerful Search & Export — Find any bill in seconds. Export your data whenever you need it. • Petty Cash, Solved — Track every small expense with proof, so money stops leaking without you knowing. WHO IS BILL9 FOR? • Shop owners, restaurants, bakeries, and traders drowning in supplier bills • Small businesses managing petty cash and daily expenses • Contractors and service providers who need purchase proof per job • Accountants and bookkeepers who want clean client data instead of carrier bags of paper • Anyone who wants to know exactly where their money is going WHY BILL9? Built by business owners who lived this pain — hours lost at month-end, missing receipts, unanswerable questions about spending. BILL9 turns that mess into organized, searchable data in seconds. Individual and Organisation accounts available. Start free at getbill9.com. Bill management, now powered by AI.

Screenshots

XAPP NDBW4 screens
Bill94 screens

Verdict

The call

The clearest difference is update cadence: Bill9 at weekly against XAPP NDBW's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

XAPP NDBW ships an update fortnightly, Bill9 weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
XAPP NDBW versus Bill9: the parameters behind the verdict, then further details
ParameterXAPP NDBWBill9
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size48 MB40 MB
Age rating17+4+
DeveloperNDB Wealth Management LimitedCOGNTIX (PVT) LTD

In-app purchases

None

XAPP NDBW

No in-app purchases

None

Bill9

No in-app purchases

Questions

Is XAPP NDBW free?
XAPP NDBW is free to download, with no in-app purchases.
Is Bill9 free?
Bill9 is free to download, with no in-app purchases.
Do XAPP NDBW or Bill9 have ads?
Neither XAPP NDBW nor Bill9 shows ads.
Which is updated more often, XAPP NDBW or Bill9?
XAPP NDBW ships an update fortnightly, and Bill9 weekly. Most recently, XAPP NDBW was updated on October 30, 2026 and Bill9 on October 31, 2026.

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