Comparison

Biltapay vs PenX

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Biltapay

Features
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Biltapay is a user-friendly digital platform that centralizes bill payment management. With Biltapay, you can conveniently organize, monitor, and pay all your bills from a single location. This makes it easier to stay on top of your finances with real-time payment tracking and automatic reminders to avoid late fees. Say goodbye to the hassle of managing bills from multiple sources and streamline your payment process with Biltapay.

About

PenX

Features
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An elegant App designed to help you capture, organize, and store your thoughts, tasks, ideas, and information. - Local-first - Privacy-first - Open source - Cross platform - Realtime sync - Creator friendly

Screenshots

Biltapay4 screens
PenX4 screens

Verdict

The call

The clearest difference is in-app purchases: Biltapay at none against PenX's 4. PenX's advantage is update cadence (every 2 days vs every 14 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. PenX sells 4 in-app purchases, starting at $4.99 per month. Biltapay asks for nothing beyond the download.

UpkeepUpdate frequency

Biltapay ships an update every 14 months, PenX every 2 days. The most recent releases landed on October 1, 2026 and September 30, 2026 respectively.

Scorecard2 real differences ยท 4 level
Biltapay versus PenX: the parameters behind the verdict, then further details
ParameterBiltapayPenX
PriceFreeFree
Update frequencyEvery 14 monthsEvery 2 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.014.0 โ€” better
Further details โ€” not scored
Size40 MB34 MB
Age rating4+4+
DeveloperOnyinye Emmanuelๅฟ—ๆฏ… ้™ˆ

In-app purchases

None

Biltapay

No in-app purchases

4 purchases

PenX

Subscriptions4
  • PRO member$4.991 Month
  • PRO + AI member$9.991 Month
  • PRO member$39.991 Year
Show 1 more
  • PRO + AI member$79.991 Year

Questions

Is Biltapay free?
Biltapay is free to download, with no in-app purchases.
Is PenX free?
PenX is free to download, with in-app purchases available.
Do Biltapay or PenX have ads?
Neither Biltapay nor PenX shows ads.
Which is updated more often, Biltapay or PenX?
Biltapay ships an update every 14 months, and PenX every 2 days. Most recently, Biltapay was updated on October 1, 2026 and PenX on September 30, 2026.

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