Comparison

MoneyMinder vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMinder

Features
Read full description

ExpenseTracker empowers you to take charge of your finances like never before. Seamlessly track and categorize your expenses, visualize spending patterns with insightful charts, and export detailed transaction data in CSV format for deeper analysis. Key Features: Interactive Charts: Gain clarity with customizable charts that visualize your spending habits. Secure App Lock: Protect your data with advanced security features including security codes and Face ID. Export Transactions: Easily export your transaction history in CSV format for reporting or backup. Upcoming Features: Stay tuned for exciting updates! We're committed to enhancing your financial journey with upcoming features designed to streamline your experience. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Manilo

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

Highlights
  • Voice-activated expense logging
  • AI-powered transaction categorization
  • Receipt scanning and data extraction
  • Customizable monthly budgets
  • Multi-currency account support
  • Shared expense tracking
  • Web dashboard for detailed analysis
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MoneyMinder4 screens
Manilo4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 5 days against MoneyMinder's every 3 months. Manilo also leads on device support (4 vs 2) and iOS requirement (15.0 vs 17.1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyMinder sells 2 in-app purchases, starting at $3.99 per month and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MoneyMinder ships an update every 3 months, Manilo every 5 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
MoneyMinder versus Manilo: the parameters behind the verdict, then further details
ParameterMoneyMinderManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS17.115.0 — better
Further details — not scored
Size2 MB144 MB
Age rating4+4+
Developermansour mahamatBorys Harholinskyi

In-app purchases

2 purchases

MoneyMinder

Subscriptions2
  • Premium Access$3.991 Month
  • Yearly Premium$14.991 Year
4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is MoneyMinder free?
MoneyMinder is free to download, with in-app purchases available.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do MoneyMinder or Manilo have ads?
Neither MoneyMinder nor Manilo shows ads.
Which is updated more often, MoneyMinder or Manilo?
MoneyMinder ships an update every 3 months, and Manilo every 5 days. Most recently, MoneyMinder was updated on November 8, 2026 and Manilo on November 5, 2026.

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