Kite Finance vs Cubex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kite Finance
Open a free global bank account in minutes to send and receive international payments. Spend funds with virtual cards and hold multiple currencies in a multi-currency wallet. Exchange money at competitive rates for seamless global transactions.
- Free global bank account
- Send and receive international payments
- Virtual USD cards
- Multi-currency wallet
- Hold and exchange EUR, GBP, USD, NGN
- Spend globally with virtual cards
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Kite – Get Paid Globally **With Kite you can easily open a Global Bank Account in minutes for free.** Send and Receive payments from your clients and employers globally. Spend funds using your virtual cards. Save and grow your money over a period of time. **USD account and USD dollar cards** Access a USD account with a USD dollar in your name in less than 24 hours. Initiate USD payments from the comfort of your home and get paid faster using your IBAN. Create USD cards that works across thousands of websites such as Netflix, facebook, AWS, Spotify, Apple music, HBO and more Travel abroad and effortlessly spend globally with your card. **HOLD AND EXCHANGE MONEY IN DIFFERENT CURRENCIES** Hold funds in our complimentary multi-currency wallet that lets you hold money in Euros, British Pounds Sterling, US Dollars, and Nigerian Naira. Exchange at the best rate and send money in any of the supported currencies no matter where you live in the world.
Cubex
This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.
- Send money to Nigerian banks
- Pay electricity bills
- Pay airtime
- Pay cable bills
- Pay internet bills
- Instant cash withdrawal
- Secure digital wallet
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CubEx is Nigeria’s fastest app for sending money, paying bills, and managing your digital wallet. What You Can Do: - Send money to any Nigerian bank - Pay electricity, airtime, cable, and internet bills - Instantly withdraw cash from your balance - Secure wallet for easy everyday payments With CubEx, you get speed, security, and control — all in one app. Download CubEx today and experience Nigeria’s best send money and bill payment app.
Screenshots
Verdict
The clearest difference is review sentiment: Cubex at 100% against Kite Finance's 50%. Cubex also leads on rating (5.0 vs 3.4) and monetization model (free vs ad-supported). Kite Finance's advantage is ratings volume (15 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cubex holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Kite Finance has 15 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 50% of Kite Finance's written reviews are positive against 100% of Cubex's.
Kite Finance ships an update every 2 weeks, Cubex every 3 weeks. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.
| Parameter | Kite Finance | Cubex |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (15 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 15 — better | 3 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 56 MB | 116 MB |
| Age rating | 17+ | 4+ |
| Developer | Rapidpay | CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED |
Customer experience
Kite Finance
Cubex
In-app purchases
Kite Finance
No in-app purchases
Cubex
No in-app purchases
