Commingle vs Expense Tracker

Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SumiQ is built around one idea: logging an expense should take as few actions as possible. Apple Pay payments log themselves. Back Tap takes two taps. Voice takes one sentence. Manual entry takes seconds. Calm, private, no forms, no logins, no clutter. SPEAK IT, AND IT IS LOGGED Tap the mic and say "lunch 14 euros." SumiQ pulls out the amount, category, currency, and date and files it in seconds. Hands-free and fast. PAYMENTS THAT LOG THEMSELVES Connect Apple Pay once and every tap to pay lands in SumiQ on its own - amount, merchant, and category, converted to your list's currency. Or double-tap the back of your iPhone: Quick Log asks how much and what for, and files it. ONE TRUE TOTAL, ANY CURRENCY Spend in any of 27+ currencies and SumiQ converts each expense at live rates into one clear total. Travel, freelance, or shop abroad without losing track. SMART, ON-DEVICE AI Every expense is auto-sorted into the right category, handled on your device whenever your iPhone supports it. EVERYTHING YOU NEED - Multiple lists and wallets: Personal, Work, Travel, each in its own currency - Per-category budgets with live progress - Recurring transactions for rent, salary, and subscriptions - Custom categories with your own emoji and color - Statistics: monthly spending trend and a calendar heat map of your days - A home screen widget with your total and one-tap voice entry - Premium, dark, and light themes with accent colors PRIVATE BY DESIGN No accounts. No logins. No analytics. No ads. Your data stays on your device, and your voice audio is never stored. FREE TO START Manual tracking, the dashboard, and statistics are free. Premium unlocks voice entry, Apple Pay auto-logging, AI categories, budgets, recurring transactions, extra lists, and themes - EUR 2.99 / month or EUR 24.99 / year, with a 7-day free trial. Cancel anytime. The subscription renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://sumiq.me/terms Privacy Policy: https://sumiq.me/privacy Made for people who would rather not think about money.