Comparison

GeoPay vs Subvas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GeoPay

Manage bills, convert airtime to cash, and make instant money transfers. Access virtual USD cards for international payments and online shopping. Enjoy secure, fast, and user-friendly financial services.

Highlights
  • Convert airtime to cash instantly
  • Virtual USD cards for online spending
  • Easy bills payment (airtime, data, electricity, TV)
  • Instant money transfers within Nigeria
  • Refer friends and earn rewards
  • Seamless banking services integration
Features
Read full description

GeoPay (formerly GeoTopup) is the simple, fast and secure way to handle your everyday payments in Nigeria. Buy cheap data and airtime, pay your bills, convert airtime to cash, and spend online with a virtual USD card — all in one clean app. Whether you are recharging, paying a bill or shopping online, GeoPay keeps it affordable, reliable and easy. CHEAP DATA & AIRTIME — ALL NETWORKS Buy affordable data bundles and airtime for MTN, Glo, Airtel and 9mobile in seconds. Recharge for yourself, your family or your friends, anytime, with fast delivery and great rates. PAY YOUR BILLS IN SECONDS • Electricity: pay prepaid and postpaid bills for major discos and get your token fast. • Cable TV: renew DStv, GOtv and Startimes subscriptions in seconds. • Education: pay for exam pins and education services. AIRTIME TO CASH Have extra airtime you do not need? Convert your airtime to cash and get paid straight into your GeoPay wallet. A quick, easy way to turn unused airtime into money. VIRTUAL USD (DOLLAR) CARD Create a virtual USD card to shop and pay online — streaming, software, ads and international websites that accept cards. Fund it from your wallet and manage your card securely inside the app. eSIM Get connected with an eSIM — mobile data without a physical SIM. Great for travel and as a backup line. BUSINESS REGISTRATION (CAC) Register your business name with CAC right from the app, without the stress. WALLET, TRANSFERS & WITHDRAWALS Fund your wallet by bank transfer, send money to other GeoPay users, and withdraw to your bank account anytime. Your balance is always one tap away. REFER & EARN Share your referral link, invite friends, and earn rewards when they join and transact on GeoPay. SAFE & SECURE Your account is protected with a transaction PIN, Face ID and modern security, so every payment stays in your control. MORE COMING SOON We are always improving GeoPay and adding new services and bill options — more is on the way. WHY GEOPAY (FORMERLY GEOTOPUP) • Affordable data and airtime on all networks • Fast, reliable bills payment • Airtime to cash, made simple • A virtual USD card for online payments • eSIM and more in one app • A clean, easy-to-use app you can trust Download GeoPay today and enjoy cheap data, airtime, bills payment, airtime to cash and a virtual USD card — all in one place. Terms of use : https://geopay.ng/terms Privacy Policy : https://geopay.ng/privacy Refund Policy : https://geopay.ng/refund To request to delete Data : https://geopay.ng/delete-data

About

Subvas

This app simplifies everyday payments by offering convenient access to essential services like data top-ups, bill payments, and recharge card printing. It aims to make financial transactions seamless and efficient, bridging gaps in the technology space with reliable service delivery.

Highlights
  • Data and airtime top-up
  • Cable subscription payments
  • Electricity bill payment
  • Recharge card printing
  • Bulk SMS services
  • Convenient payment processing
Features
Read full description

Subvas is a value added Company that bridge a gap of underimine lapses in the technology space by offering technology service (Data bundles ,Bill payment and so on just at your convinience and with the aid of some outstanding companies partnering with us) Experience the best data & airtime topup for all networks, cable subscription, electricity bills payment, recharge card printing, bulk SMS and many more on Subvas Certain things are hard; making payments shouldn't be one of them. Nabatulusub helps you make payments for services you enjoy right from the comfort of your home or office. The experience of total convenience, fast service delivery and easy payment is just at your fingertips.

Screenshots

GeoPay4 screens
Subvas4 screens

Verdict

The call

The clearest difference is rating: Subvas at 4.0 against GeoPay's 3.3. Subvas also leads on iOS requirement (13.0 vs 15.0). GeoPay's advantage is update cadence (every 2 days vs every 12 months) and ratings volume (52 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Subvas holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: GeoPay has 52 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

GeoPay ships an update every 2 days, Subvas every 12 months. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
GeoPay versus Subvas: the parameters behind the verdict, then further details
ParameterGeoPaySubvas
PriceFreeFree
Rating3.3 (52 ratings)4.0 (1 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings52 — better1
Update frequencyEvery 2 days — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size67 MB48 MB
Age rating4+4+
DeveloperOgie Communication And General ServicesADE DEVELOPERS INTERNATIONAL LIMITED

In-app purchases

None

GeoPay

No in-app purchases

None

Subvas

No in-app purchases

Questions

Is GeoPay free?
GeoPay is free to download, with no in-app purchases.
Is Subvas free?
Subvas is free to download, with no in-app purchases.
Which has better reviews, GeoPay or Subvas?
Subvas is rated higher. GeoPay averages 3.3 out of 5 from 52 ratings, while Subvas averages 4.0 from 1 ratings.
Do GeoPay or Subvas have ads?
Neither GeoPay nor Subvas shows ads.
Which is updated more often, GeoPay or Subvas?
GeoPay ships an update every 2 days, and Subvas every 12 months. Most recently, GeoPay was updated on October 30, 2026 and Subvas on October 25, 2026.

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