CRS Panamá vs Koink
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CRS Panamá
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Con nuestra plataforma fácil de usar, puedes proteger lo que más te importa en solo unos pocos clics. Obtén cotizaciones personalizadas, administra tus pólizas y accede a servicios de asistencia en cualquier momento y en cualquier lugar. ¡Descarga nuestra aplicación hoy y asegura un futuro más seguro para ti y tu familia!
Koink
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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES • AI receipt scanning • Expense tracking and budgeting • Bill splitting with friends • Personal money journal • Multiple currencies • Export splits to PDF or text • Location tagging for journal entries • Custom themes, fonts, colors, and app icons • No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: CRS Panamá at none against Koink's 5. CRS Panamá also leads on device support (3 vs 1) and iOS requirement (13.4 vs 26.1). Koink's advantage is update cadence (every 10 days vs every 2 months). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. CRS Panamá asks for nothing beyond the download.
CRS Panamá ships an update every 2 months, Koink every 10 days. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.
| Parameter | CRS Panamá | Koink |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.4 — better | 26.1 |
| Further details — not scored | ||
| Size | 27 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | CRS Sociedad Corredora de Seguros | Romano Coronel |
In-app purchases
CRS Panamá
No in-app purchases
Koink
- Koink Premium$5.991 Month
- Koink Premium Yearly$49.991 Year
- 50 Scan Credits$4.99
- 150 Scan Credits$12.99
- 500 Scan Credits$29.99









