LubyPay vs Rikki
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LubyPay
This mobile e-wallet simplifies daily transactions with secure, cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options. The app aims to empower users with financial freedom and a rewarding payment experience.
- Secure payments
- Multi-currency wallet
- Instant fund addition
- Send/Request/Transfer money
- Virtual card
- Gift cards
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Rikki
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For Rikki rings and bracelets, the app allows the secure management of wearables for: - securely connect your card to the ring/bracelet you have chosen - suspend and activate the ring with one click - change the card associated with the ring - be assured that if you lose your phone, no one can access the bank details associated with the ring because the app does not retain any confidential information.
Screenshots
Verdict
The clearest difference is update cadence: LubyPay at weekly against Rikki's every 5 weeks. LubyPay also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LubyPay ships an update weekly, Rikki every 5 weeks. Both last shipped on November 4, 2026.
| Parameter | LubyPay | Rikki |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 69 MB | 9 MB |
| Age rating | 17+ | 4+ |
| Developer | LubyAll LLC | Sokjo Banking Solutions SL |
In-app purchases
LubyPay
No in-app purchases
Rikki
No in-app purchases
