YourOwn Wallet vs Invoice Maker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YourOwn Wallet
Consolidate all your financial information, including bank accounts, income, investments, and crypto, into one secure digital wallet. Share your verified financial data instantly for loans or planning, and access a marketplace for wealth-building tools and advisors.
- Consolidated financial identity
- Integrate 12,000+ institutions
- Instant data sharing
- Marketplace for financial tools
- Military-grade encryption
- Full data control and consent
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YourOwn puts your entire financial life in your pocket and lets you put it to work. It's the first wallet to consolidate your bank, income, investments, crypto, and taxes into one secure financial identity and now, the first to put a personal AI agent on top of it. Key Features: AI Financial Agent : Ask your money anything. Get instant answers on taxes, investments, savings, and more. Powered by your connected financial data. Free to start using, 100% secure. No Personally Identifiable Information (PII) is shared. Financial Identity: Connect over 12,000 institutions — income, banks, investments — and watch your net worth, cash, and portfolio come into focus in real time. Instant Sharing: Skip the PDF hunting and share your verified financial data instantly for loans, rentals, or financial planning, with a full activity log for total transparency. Marketplace: Tap into a curated set of wealth-building tools and connect with top financial advisors for guidance built around your actual numbers. Full Consent with Military-Grade Encryption: Your data is locked down with state-of-the-art encryption, accessible only through your unique seed phrase. You decide what's shared and with whom. Nothing moves without your say-so. Built for Compliance: Designed to meet the standards banks, lenders, and income verifiers actually require. Your financial data has always been valuable. Now it finally works for you.
Invoice Maker
Easily create and send professional invoices and estimates directly from your phone. Track unpaid invoices and manage client details to get paid faster. Designed for contractors, freelancers, and small business owners.
- Create and send unlimited invoices
- Share invoices via email or messaging
- Track unpaid invoices
- Manage clients and job details
- Professional invoice templates
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Invoice Maker – Simple Invoicing for Small Businesses Designed for contractors, freelancers, owner-operators, creatives, and small business owners, Invoice Maker is the easiest way to send professional invoices right from your phone. Whether you're on the job site or at your desk, Invoice Maker helps you save time, stay organized, and get paid faster. Create and send clean, professional invoices in seconds – no technical skills required. Key Features: - Create and send unlimited invoices in just a few taps - Share invoices and estimates via email, messaging apps, or any method you prefer - Easily track unpaid invoices and outstanding balances - Manage all your clients and job details in one secure place Give it a try and see how effortless invoicing and financial tracking can be! Subscription & Billing Information: - Unlock unlimited access to all features with a weekly, monthly, or annual subscription. Pricing may vary by region and is clearly displayed in the app. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Manage or cancel your subscription at any time through your Apple ID settings. invoice maker, create invoice, invoice app, estimate app, small business tools, billing app, invoice generator, receipt maker, invoice template, invoice pdf, invoice creator, self employed tools, business invoice, freelancer invoice, contractor invoice, invoice and estimate, invoice simple, job invoice, invoice & billing, mobile invoicing, invoice editor, invoice professional, invoice on the go, send invoice, easy invoice, quick invoice app, invoice with logo, invoice for iPhone, estimate and invoice, invoice software, payment tracker, invoice manager, invoice for clients, invoice tracker, invoice system, business accounting, quote and invoice, custom invoice app, invoice receipt, free invoice app, simple invoice, invoice pro, contractor billing, hourly billing, invoice toolkit, invoice tool, expense and invoice, quick billing app, invoice book, invoice pro app Privacy Policy: https://kaushikmayani.blogspot.com/2025/05/subscriptions-policy-simple-invoices.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: YourOwn Wallet at none against Invoice Maker's 4. YourOwn Wallet also leads on ratings volume (12 vs 1). Invoice Maker's advantage is ads (none vs shown) and update cadence (daily vs every 6 weeks). On price, rating, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Invoice Maker sells 4 in-app purchases, starting at $4.99 per 7 days. YourOwn Wallet asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for YourOwn Wallet against 5.0 for Invoice Maker. That said, the two scores are not equally well evidenced: YourOwn Wallet has 12 ratings behind it against 1, so its average is the more settled of the two.
YourOwn Wallet ships an update every 6 weeks, Invoice Maker daily. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | YourOwn Wallet | Invoice Maker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (12 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 6 weeks | Daily — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 93 MB | 48 MB |
| Age rating | 17+ | 4+ |
| Developer | YourOwn Inc. | Kaushik Mayani |
Customer experience
YourOwn Wallet
Invoice Maker
In-app purchases
YourOwn Wallet
No in-app purchases
Invoice Maker
- Weekly$4.997 Days
- Weekly Free Trial3 Days trial$4.997 Days
- Monthly$9.991 Month
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- Yearly$49.991 Year
Questions
Is YourOwn Wallet free?
Is Invoice Maker free?
Which has better reviews, YourOwn Wallet or Invoice Maker?
Do YourOwn Wallet or Invoice Maker have ads?
Which is updated more often, YourOwn Wallet or Invoice Maker?
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