Comparison

SAHA+ vs KwikPay Africa

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SAHA+

Read full description

An integrated banking application from GTI Microfinance Bank. Saha is a one-stop shop for banking and investment needs. It provides credit to Nigerians. The goal is to ease the cost of living of individuals as well as provide support for business owners. A robust investment products mix of fixed deposits and joint pool investments with varying degrees of flexibility and a very competitive rate of return. A full range of other banking activities including Payment Solutions, Utility Payments and Airtime/Data Purchases. With our core value of providing financial possibilities to our customers, we are bringing a complete banking solution to the client on the go, instilling confidence while assuring secure and seamless financial transactions.

About

KwikPay Africa

Features
Read full description

KwikPay is the fastest way to pay at premium venues in Africa. Scan the QR code on your table, enter the amount, and pay in under 10 seconds. No cash. No POS machines. No waiting. HOW IT WORKS 1. Scan the QR code at your table 2. Enter the amount and choose your tip 3. Confirm with Face ID or your PIN 4. Done β€” receipt instantly shared PAYMENT METHODS - Wallet β€” fund once, pay instantly all night - Debit/Credit Card β€” saved securely via Paystack - Bank Transfer β€” pay directly from your bank app YOUR WALLET Fund your KwikPay wallet with a simple bank transfer to your dedicated account number. Your balance updates in minutes and you can pay at any KwikPay venue instantly β€” no OTP, no bank app switching. SECURITY - PIN and Face ID protection - App locks automatically after 2 minutes - Cards handled by Paystack β€” PCI DSS compliant - Your card details are never stored on our servers TRANSACTION HISTORY Every payment is recorded with the venue name, table, waiter, amount, and reference. Share receipts instantly via WhatsApp, email, or any app. KwikPay is built for Nigerian venues and powered by Paystack β€” Africa's leading payment infrastructure. Scan. Pay. Done.

Screenshots

SAHA+4 screens
KwikPay Africa4 screens

Verdict

The call

SAHA+ and KwikPay Africa are too close to call on the numbers: across 5 compared parameters β€” price, ads, in-app purchases and device support among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
SAHA+ versus KwikPay Africa: the parameters behind the verdict, then further details
ParameterSAHA+KwikPay Africa
PriceFreeFree
Update frequencyEvery 2 monthsβ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details β€” not scored
Size48 MB32 MB
Age rating4+4+
DeveloperGTI Microfinance Bank LtdKWIKPAY INNOVATIONS LIMITED

In-app purchases

None

SAHA+

No in-app purchases

None

KwikPay Africa

No in-app purchases

Questions

Is SAHA+ free?
SAHA+ is free to download, with no in-app purchases.
Is KwikPay Africa free?
KwikPay Africa is free to download, with no in-app purchases.
Do SAHA+ or KwikPay Africa have ads?
Neither SAHA+ nor KwikPay Africa shows ads.

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