Supacash vs Stipend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Supacash
This app offers a community-powered platform for sending money, saving for goals with interest, and managing group finances. It facilitates instant transfers, bulk payments, and bill payments, fostering generosity and social finance.
- Send & Receive Money
- Bulk Transfers
- Create Savings Goals
- Group Wallets
- Giveaways & Mints
- Pay Bills Easily
- Impact Feed
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Supacash is a social fintech app built for the way people actually manage money — together. Send money, save towards goals, earn interest on your savings, manage group finances, pay bills, and support the people who matter to you, all in one app. Whether you're managing your personal money, saving with friends, running a business, organizing a group, or simply helping someone out, Supacash makes moving and managing money simpler, smarter, and more social. FEATURES • Send & Receive Money Send and receive money quickly and securely with other Supacash users. • Save & Earn Interest Create savings goals, build towards what matters to you, invite others to contribute, and earn interest on your savings. • Group Wallets Manage money together with friends, families, teams, associations, businesses, and communities — with everyone able to see what matters. • Bulk Transfers Send money to multiple people at once. Perfect for businesses, organizations, creators, and communities. • Goals Create a goal for anything you're working towards and let friends, family, or your community contribute. • Giveaways & Mints Send money to multiple people through engaging cash drops and community rewards. • Bills & Payments Buy airtime, data, and pay utility bills quickly and conveniently. • Impact Feed Discover acts of generosity happening across the Supacash community and celebrate people making an impact. • Built for Nigeria Fast, secure, and designed around the way Nigerians send, save, share, and manage money every day. Supacash brings personal finance and community finance into one place. Save together. Move money together. Do more together.
Stipend
Manage all your everyday financial needs in one super app. Make payments, shop internationally with a virtual card, and access flexible financing options for purchases. It offers a secure and convenient way to handle bills, online shopping, and buy now, pay later services.
- Virtual dollar card for international payments
- Fast and easy bill payments
- E-commerce marketplace for shopping
- Buy Now, Pay Later financing options
- Secure authentication and encrypted transactions
- 24/7 customer support
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Stipend APP…One Super App for Your Everyday Financial Needs Stipend App brings together payments, shopping, virtual cards, and flexible financing into one seamless experience. Whether you're paying bills, shopping internationally, or financing the things you need, Stipend Finance helps you manage it all with speed, security, and convenience. Features * Virtual Dollar Card Create a secure virtual dollar card for international payments and subscriptions. Use it for: • Online shopping • Streaming services • App purchases • Digital subscriptions • International websites * Bill Payments Pay your everyday bills in seconds. Available services include: • Airtime • Data bundles • Electricity • Cable TV • Internet services • Utility payments * E-commerce Marketplace Browse and shop for quality products directly within the app. Discover: • Electronics • Home appliances • Mobile devices • Fashion • Lifestyle products • And more * Buy Now, Pay Later (BNPL) Own what you need today and spread payments over time. Finance eligible assets including: • Smartphones • Laptops • Home appliances • Electronics • Other approved products * Secure & Reliable Your security is our priority. We provide: • Secure authentication • Encrypted transactions • Fraud protection • Safe payment processing Why Choose Stipend Finance? • Fast and easy bill payments • Instant virtual dollar card • Flexible asset financing • Convenient online shopping • Secure digital payments • User-friendly experience • One app for multiple financial services Download Stipend Finance today and experience a smarter way to pay, shop, and finance your everyday needs. GOT A QUESTION? TALK TO A REAL PERSON Our customer support is ready to listen to you at any time. Contact us at +2347053065190 or +2349064904045, connect@stipend.online, or use the in-app live chat. We are available 24/7.
Screenshots
Verdict
The clearest difference is update cadence: Supacash at every 5 weeks against Stipend's every 4 months. Stipend's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Supacash ships an update every 5 weeks, Stipend every 4 months. The most recent releases landed on October 3, 2026 and October 5, 2026 respectively.
| Parameter | Supacash | Stipend |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 88 MB |
| Age rating | 17+ | 4+ |
| Developer | Supa Simple Ltd | STIPEND INTEGRATED SOLUTIONS LIMITED |
Customer experience
Supacash
Stipend
In-app purchases
Supacash
No in-app purchases
Stipend
No in-app purchases








