Comparison

Supacash vs Stipend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Supacash

This app offers a community-powered platform for sending money, saving for goals with interest, and managing group finances. It facilitates instant transfers, bulk payments, and bill payments, fostering generosity and social finance.

Highlights
  • Send & Receive Money
  • Bulk Transfers
  • Create Savings Goals
  • Group Wallets
  • Giveaways & Mints
  • Pay Bills Easily
  • Impact Feed
Features
Read full description

Supacash is a social fintech app built for the way people actually manage money — together. Send money, save towards goals, earn interest on your savings, manage group finances, pay bills, and support the people who matter to you, all in one app. Whether you're managing your personal money, saving with friends, running a business, organizing a group, or simply helping someone out, Supacash makes moving and managing money simpler, smarter, and more social. FEATURES • Send & Receive Money Send and receive money quickly and securely with other Supacash users. • Save & Earn Interest Create savings goals, build towards what matters to you, invite others to contribute, and earn interest on your savings. • Group Wallets Manage money together with friends, families, teams, associations, businesses, and communities — with everyone able to see what matters. • Bulk Transfers Send money to multiple people at once. Perfect for businesses, organizations, creators, and communities. • Goals Create a goal for anything you're working towards and let friends, family, or your community contribute. • Giveaways & Mints Send money to multiple people through engaging cash drops and community rewards. • Bills & Payments Buy airtime, data, and pay utility bills quickly and conveniently. • Impact Feed Discover acts of generosity happening across the Supacash community and celebrate people making an impact. • Built for Nigeria Fast, secure, and designed around the way Nigerians send, save, share, and manage money every day. Supacash brings personal finance and community finance into one place. Save together. Move money together. Do more together.

About

Stipend

Manage all your everyday financial needs in one super app. Make payments, shop internationally with a virtual card, and access flexible financing options for purchases. It offers a secure and convenient way to handle bills, online shopping, and buy now, pay later services.

Highlights
  • Virtual dollar card for international payments
  • Fast and easy bill payments
  • E-commerce marketplace for shopping
  • Buy Now, Pay Later financing options
  • Secure authentication and encrypted transactions
  • 24/7 customer support
Features
Read full description

Stipend APP…One Super App for Your Everyday Financial Needs Stipend App brings together payments, shopping, virtual cards, and flexible financing into one seamless experience. Whether you're paying bills, shopping internationally, or financing the things you need, Stipend Finance helps you manage it all with speed, security, and convenience. Features * Virtual Dollar Card Create a secure virtual dollar card for international payments and subscriptions. Use it for: • Online shopping • Streaming services • App purchases • Digital subscriptions • International websites * Bill Payments Pay your everyday bills in seconds. Available services include: • Airtime • Data bundles • Electricity • Cable TV • Internet services • Utility payments * E-commerce Marketplace Browse and shop for quality products directly within the app. Discover: • Electronics • Home appliances • Mobile devices • Fashion • Lifestyle products • And more * Buy Now, Pay Later (BNPL) Own what you need today and spread payments over time. Finance eligible assets including: • Smartphones • Laptops • Home appliances • Electronics • Other approved products * Secure & Reliable Your security is our priority. We provide: • Secure authentication • Encrypted transactions • Fraud protection • Safe payment processing Why Choose Stipend Finance? • Fast and easy bill payments • Instant virtual dollar card • Flexible asset financing • Convenient online shopping • Secure digital payments • User-friendly experience • One app for multiple financial services Download Stipend Finance today and experience a smarter way to pay, shop, and finance your everyday needs. GOT A QUESTION? TALK TO A REAL PERSON Our customer support is ready to listen to you at any time. Contact us at +2347053065190 or +2349064904045, connect@stipend.online, or use the in-app live chat. We are available 24/7.

Screenshots

Supacash4 screens
Stipend4 screens

Verdict

The call

The clearest difference is update cadence: Supacash at every 5 weeks against Stipend's every 4 months. Stipend's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Supacash ships an update every 5 weeks, Stipend every 4 months. The most recent releases landed on October 3, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Supacash versus Stipend: the parameters behind the verdict, then further details
ParameterSupacashStipend
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews—0.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 5 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size57 MB88 MB
Age rating17+4+
DeveloperSupa Simple LtdSTIPEND INTEGRATED SOLUTIONS LIMITED

Customer experience

Supacash

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Stipend

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Supacash

No in-app purchases

None

Stipend

No in-app purchases

Questions

Is Supacash free?
Supacash is free to download, with no in-app purchases.
Is Stipend free?
Stipend is free to download, with no in-app purchases.
Do Supacash or Stipend have ads?
Neither Supacash nor Stipend shows ads.
Which is updated more often, Supacash or Stipend?
Supacash ships an update every 5 weeks, and Stipend every 4 months. Most recently, Supacash was updated on October 3, 2026 and Stipend on October 5, 2026.

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