Comparison

Splital vs ByoPaisa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splital

Easily share expenses with friends, partners, or roommates. Create groups, add costs, and let the app calculate who owes what. Works offline, requires no account, and offers flexible splitting options.

Highlights
  • Group expense sharing
  • Flexible split options
  • Offline functionality
  • No account required
  • Smart auto-categorization
  • Spending statistics
  • Multi-currency support
Read full description

Splital is the easiest way to split expenses with friends, your partner, or roommates. Create a group, add expenses, and let Splital figure out who owes what. Free, with no ads and no daily limits. Over 100,000 people already use Splital to split expenses! UNLIMITED EXPENSES Add as many expenses as you want. Create all the groups you need. No daily limits. NO ACCOUNT NEEDED No sign-ups, no waiting for others to join. Add people by name and split expenses right away. Anyone can create an account later if they want. FLEXIBLE SPLITS Split equally, by percentage, or by exact amounts. Set a default split for your group and Splital applies it to every new expense automatically. WORKS COMPLETELY OFFLINE Add expenses without internet. Everything syncs automatically when you're back online. Perfect for travel or areas with poor signal. SMART AUTO-CATEGORIZATION Every expense is automatically categorized. See where your money actually goes with detailed category and subcategory breakdowns. PERSONAL & GROUP SPENDING STATISTICS View your own spending or the full group's. Drill into subcategories, filter by time period, and tap any amount to see the individual expenses behind it. SIMPLIFY DEBTS Reduce the number of payments in your group. Splital calculates the most efficient way for everyone to settle up. Enable or disable this feature per group, it's your choice. IMPORT FROM SPLITWISE Bring over your Splitwise groups in seconds. Export your CSV from Splitwise, import it into Splital, and keep your entire expense history. All expenses are automatically re-categorized for better insights. MULTI-CURRENCY SUPPORT Split expenses across 150+ currencies. Ideal for international trips with friends. EXPORT YOUR DATA Export expenses as PDF or CSV files. Perfect for keeping records or sharing with others. ADD NOTES TO EXPENSES Attach notes to any expense for extra context. Never forget the details behind a payment. 100% USER-SUPPORTED Splital is entirely self-funded. We don't show ads, and we don't have investors telling us what to do. We just focus on building a product you love to use. PERFECT FOR - Couples tracking shared bills and groceries - Friends splitting travel and trip costs - Roommates managing rent and utilities - Any group of people who share expenses If you need help or want to share your feedback, contact us at support@splital.com. Terms and Conditions: https://splital.com/tos Privacy Policy: https://splital.com/privacypolicy

About

ByoPaisa

Features
Read full description

ByoPaisa makes sharing expenses effortless. Whether you're splitting rent with roommates, tracking costs on a group trip, or settling up with a friend after dinner — ByoPaisa keeps everyone on the same page. TRACK EXPENSES IN REAL TIME Add an expense in seconds. Choose who paid, how to split it (equally or with custom amounts), and ByoPaisa instantly updates everyone's balance. No spreadsheets, no back-and-forth messages. GROUPS FOR EVERY SITUATION Create groups for trips, households, events, or any shared situation. Manage all expenses per group and see exactly what everyone owes — updated in real time for all members. FRIENDS & DIRECT BALANCES Connect with friends directly without needing a group. ByoPaisa tracks your 1-on-1 balances across multiple currencies — so you always know who owes what. SMART BALANCE OVERVIEW Your home screen gives you a clear picture of all your balances across every currency at once — green for money owed to you, red for what you owe. No confusion, just clarity. GROUP POOL (KITTY MODE) Contribute to a shared group pot that automatically covers expenses before splitting the rest. Perfect for trips where the group pre-loads a kitty — ByoPaisa deducts from the pool first, then splits only what's left among members. SETTLE UP EASILY Record settlements with one tap. ByoPaisa logs who paid whom and adjusts all balances instantly. Full settlement history is always available. ACTIVITY FEED A complete timeline of every expense, settlement, and update across all your groups and friendships. Stay in the loop without having to ask anyone. MULTI-CURRENCY SUPPORT Run groups in any currency — USD, GBP, EUR, INR, JPY, AUD, SGD, and more. Each group tracks its own currency so your balances are always accurate. QR CODE SHARING Add friends or invite people to groups instantly using QR codes. No need to exchange phone numbers or emails — just scan and connect. SECURE & PRIVATE Sign in with Google or email. Biometric login (fingerprint / face unlock) keeps your account secure. Block users you don't want to interact with. EXPENSE REPORTS View charts and spending summaries across all your groups and time periods. See where the money actually goes. REAL-TIME NOTIFICATIONS Get notified the moment an expense is added or a settlement is recorded — so you're always up to date. ByoPaisa is free to use. A Pro subscription is available to remove ads and unlock premium features. Download ByoPaisa and start splitting smarter. Terms of Use: https://rightcode.app/byopaisa/terms

Screenshots

Splital4 screens
ByoPaisa4 screens

Verdict

The call

Splital and ByoPaisa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splital sells 7 in-app purchases, starting at $3.99 per month and ByoPaisa sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splital ships an update every 5 days, ByoPaisa weekly. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Splital versus ByoPaisa: the parameters behind the verdict, then further details
ParameterSplitalByoPaisa
PriceFreeFree
Rating4.5 (22 ratings) — better—
Positive reviews98.1% of reviews—
Number of ratings22 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size119 MB122 MB
Age rating4+4+
DeveloperMaurizio FaleoHarish Kumar

In-app purchases

7 purchases

Splital

Subscriptions7
  • Splital Premium Monthly2 variants$3.991 Month
  • Splital Premium Monthly$4.991 Month
  • Splital premium$17.991 Year
Show 4 more
  • Splital premium7 Days trial$17.991 Year
  • Splital premium7 Days trial$19.991 Year
  • Splital Pro$24.991 Year
  • Splital premium7 Days trial$29.991 Year
2 purchases

ByoPaisa

Subscriptions2
  • ByoPaisa Pro Monthly$0.991 Month
  • ByoPaisa Pro Yearly$9.991 Year

Questions

Is Splital free?
Splital is free to download, with in-app purchases available.
Is ByoPaisa free?
ByoPaisa is free to download, with in-app purchases available.
Do Splital or ByoPaisa have ads?
Neither Splital nor ByoPaisa shows ads.
Which is updated more often, Splital or ByoPaisa?
Splital ships an update every 5 days, and ByoPaisa weekly. Most recently, Splital was updated on November 12, 2026 and ByoPaisa on October 31, 2026.

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