Comparison

HOSTPAY vs Lode

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HOSTPAY

Features
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Отримайте миттєву банківську картку HOSTCARD — та сплачуйте основні комунальні послуги без комісії! HOSTPAY — це зручний мобільний застосунок для оплати комуналки та інших послуг. Сервіс дозволяє: • замовити безкоштовну цифрову картку HOSTCARD: 0 грн відкриття та обслуговування картки, 0 грн поповнення будь-яким способом; • оплатити комунальні послуги; • оплатити послуги мобільного зв'язку операторів України (Vodafone, Київстар, lifecell та ін.); • оплатити послуги стаціонарного телефонного зв'язку (Укртелеком та інші); • оплатити послуги Інтернет-провайдерів (Київстар Домашній інтернет, Тріолан, Макснет, Воля Кабель, Vega та багато інших); • оплатити ТВ (Київстар ТБ, Воля ТБ та/або Інтернет, Тріолан, Viasat тощо). Безпечно та швидко сплачуйте основні комунальні рахунки — а з карткою HOSTCARD ще й без комісії!

About

Lode

Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.

Highlights
  • AI transaction entry via natural language
  • Receipt scanning and data extraction
  • Budgeting and bill management
  • Multi-currency tracking
  • Savings goals and debt tracking
  • Home screen widgets and Siri Shortcuts
  • Shared financial spaces
Features
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Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy

Screenshots

HOSTPAY4 screens
Lode4 screens

Verdict

The call

The clearest difference is in-app purchases: HOSTPAY at none against Lode's 3. HOSTPAY also leads on iOS requirement (13.0 vs 18.0). Lode's advantage is update cadence (every 5 days vs every 4 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month. HOSTPAY asks for nothing beyond the download.

UpkeepUpdate frequency

HOSTPAY ships an update every 4 weeks, Lode every 5 days. The most recent releases landed on September 12, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
HOSTPAY versus Lode: the parameters behind the verdict, then further details
ParameterHOSTPAYLode
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—7 — better
Update frequencyEvery 4 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size74 MB48 MB
Age rating4+4+
DeveloperFinansoUAKyrylo Svystun

In-app purchases

None

HOSTPAY

No in-app purchases

3 purchases

Lode

Subscriptions2
  • Lode Premium$3.991 Month
  • Lode Premium3 Days trial$29.991 Year
One-time1
  • Lifetime Premium$59.99

Questions

Is HOSTPAY free?
HOSTPAY is free to download, with no in-app purchases.
Is Lode free?
Lode is free to download, with in-app purchases available.
Do HOSTPAY or Lode have ads?
Neither HOSTPAY nor Lode shows ads.
Which is updated more often, HOSTPAY or Lode?
HOSTPAY ships an update every 4 weeks, and Lode every 5 days. Most recently, HOSTPAY was updated on September 12, 2026 and Lode on September 21, 2026.

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