AGQ vs PayLeaf

AGQ Consulting – Your Portfolio at a Glance AGQ Consulting provides a secure, intuitive way to monitor and analyze your financial portfolio. Designed with clarity and convenience in mind, this app gives you real-time visibility into your assets and transactions—helping you stay informed, organized, and confident about your investments. Key Features • Unified Dashboard: See a consolidated view of your total assets across personal, company, or IRA accounts, all in one place. Quickly assess balances and year-to-date (YTD) performance at a glance. • Detailed Analytics: Track your portfolio’s growth over time with interactive charts and graphs. Easily visualize allocations by account type to understand where your assets are concentrated. • Transaction History: Stay up to date on all account activity, including deposits, withdrawals, and profit entries. Effortlessly filter and sort transactions to find exactly what you need. • Connected Users: Manage multiple user profiles from a single login. Quickly switch between different family members’ or business entities’ accounts to keep every portfolio in sync. • Document Management: Access important statements and documents anytime. Receive notifications when new statements are posted and review them at your convenience. • Robust Security: Protect your personal information with industry-leading security protocols. AGQ Consulting ensures only authorized users have access to sensitive financial data. • Real-Time Notifications: Get instant alerts about new statements, account updates, or portfolio changes. Customize your notification settings to stay informed about the activities that matter most.

Get paid with a QR code. Show your code, your customer scans it with their phone camera, and the money goes straight to your bank. No card reader, no terminal rental, no monthly fee. PayLeaf is built in British Columbia for Canadian small businesses: contractors and trades, salons and barbers, market vendors, food trucks, freelancers and anyone who gets paid in person or by invoice. TAKE PAYMENTS IN SECONDS • Show a QR code for a set amount, or one reusable code where the customer enters the amount • Customers pay by card in their browser. No app needed on their side • Print your code as a counter sign or save it as an image • Every payment shows up the moment it lands, and customers can get an emailed receipt INVOICES THAT GET PAID • Create an invoice in under a minute. Draft with AI writes the line items from a short description • GST, PST, HST and QST worked out from your business settings • Every invoice carries its own QR code, PDF and pay link • Split a job into a deposit and balance, or progress payments. Each stage has its own pay link • Pay by Bank on invoices of $250 or more, so you keep more on big jobs • Send a polite reminder in one tap, written for you, sent only when you approve it • Paid in cash, e-Transfer or cheque? Mark it paid in seconds SEE WHERE YOUR MONEY IS • Your Stripe balance on the home screen: what is on its way and what is available • Activity grouped by day, with a total for every day and the month so far • Each payment shows where the money is, from paid to processed to your bank • Monthly reports and CSV export for your bookkeeper KNOW YOUR CUSTOMERS • Everyone you invoice is saved automatically • See who owes you and who is late, sorted so you know who to follow up with first • Payment reliability: PayLeaf shows how quickly each customer usually pays, based on their own history SECURE BY DESIGN • Payments processed by Stripe. PayLeaf never sees or stores card numbers • Money goes from Stripe straight to your Canadian bank account. PayLeaf never holds your funds • Optional two-step verification with an authenticator app • An email and notification when your account is signed in to from a new device • Face ID or passcode lock for the app • Sign in with Apple SIMPLE PRICING • $0 a month, no contract • 3.4% + 30¢ per card payment, all in • Pay by Bank at a flat 1.5% on invoices of $250 or more • Rates can vary for international and premium cards Use the same account in the app and in the web portal at payleafpayments.ca. Questions? payleafpayments.ca/support