Lovely Split vs Owelo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lovely Split
Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.
- Split expenses with friends and family
- Manage group payments
- Integrated secure payment system
- Create pay events
- Setup recurring payments
- Setup ROSCA
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Lovely Split makes splitting expenses and managing payments with friends, family, or roommates effortless. Whether you’re covering rent, planning a group trip, or simply sharing a meal, Lovely Split ensures that everyone’s share is clear, fair, and settled with ease. With fast and secure payments integrated directly into the app, you can instantly send or request money, create a pay event and setup recurring payments and setup ROSCA. Keep track of expenses, balances, and reimbursements without the hassle of manual calculations. Lovely Split ensures that no one forgets who owes what, helping you avoid awkward conversations about money.
Owelo
Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.
- Create and manage shared subscription plans
- Automated payment splitting
- Smart cost splitting
- Secure and private
- Supports Apple Pay and Stripe
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Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.
Screenshots
Verdict
The clearest difference is update cadence: Owelo at every 2 days against Lovely Split's every 5 weeks. Lovely Split's advantage is ratings volume (15 vs 5) and iOS requirement (13.4 vs 18.5). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Lovely Split against 5.0 for Owelo. Both are backed by a comparable volume of ratings — 15 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Lovely Split ships an update every 5 weeks, Owelo every 2 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Lovely Split | Owelo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (15 ratings) | 5.0 (5 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 15 — better | 5 |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.4 — better | 18.5 |
| Further details — not scored | ||
| Size | 12 MB | 16 MB |
| Age rating | 4+ | 9+ |
| Developer | Lovely Split, Inc. | Quincy Keele |
Customer experience
Lovely Split
Owelo
In-app purchases
Lovely Split
No in-app purchases
Owelo
No in-app purchases









