Lovely Split vs JoinSusu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lovely Split
Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.
- Split expenses with friends and family
- Manage group payments
- Integrated secure payment system
- Create pay events
- Setup recurring payments
- Setup ROSCA
Read full descriptionHide full description
Lovely Split makes splitting expenses and managing payments with friends, family, or roommates effortless. Whether you’re covering rent, planning a group trip, or simply sharing a meal, Lovely Split ensures that everyone’s share is clear, fair, and settled with ease. With fast and secure payments integrated directly into the app, you can instantly send or request money, create a pay event and setup recurring payments and setup ROSCA. Keep track of expenses, balances, and reimbursements without the hassle of manual calculations. Lovely Split ensures that no one forgets who owes what, helping you avoid awkward conversations about money.
JoinSusu
This app facilitates group savings circles, allowing communities and individuals to save together for shared goals or emergencies. It offers secure, transparent, and flexible ways to contribute and receive pooled funds, with features like real-time notifications and in-app chat.
- Create or join savings circles with invite codes
- Rotating payouts and target savings goals
- Bank-grade security and biometric login
- Real-time notifications for payments and payouts
- In-app chat and activity feeds
- Multi-currency support
Read full descriptionHide full description
JoinSusu modernizes community finance. Create rotating savings circles, save toward personal or group goals, or launch community funds with shareable donation links. Track contributions, payouts, schedules, and activity in one secure app. Use auto-pay, reminders, reputation tracking, in-app chat, and flexible payment options to keep every circle organized and transparent. Whether you call it susu, ajo, tanda, or chit fund, Susu helps communities save, support, and grow together. Start your first circle or fund today.
Screenshots
Verdict
The clearest difference is ads: Lovely Split at none against JoinSusu's shown. Lovely Split also leads on monetization model (free vs ad-supported) and iOS requirement (13.4 vs 16.4). JoinSusu's advantage is update cadence (every 3 days vs every 5 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Lovely Split against 5.0 for JoinSusu. Both are backed by a comparable volume of ratings — 14 and 11 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Lovely Split ships an update every 5 weeks, JoinSusu every 3 days. The most recent releases landed on October 3, 2026 and October 1, 2026 respectively.
| Parameter | Lovely Split | JoinSusu |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (14 ratings) | 5.0 (11 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 14 — better | 11 |
| Update frequency | Every 5 weeks | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 16.4 |
| Further details — not scored | ||
| Size | 12 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Lovely Split, Inc. | JoinSusu LLC |
Customer experience
Lovely Split
JoinSusu
In-app purchases
Lovely Split
No in-app purchases
JoinSusu
No in-app purchases









