Comparison

etercash vs ChipInPool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

etercash

Features
Read full description

Introducing our innovative mobile app designed to simplify local and international money transfers. With our user-friendly interface, sending money abroad has never been easier. Instantly transfer funds to friends and family overseas, securely and conveniently. Enjoy competitive exchange rates and low fees, ensuring that your hard-earned money goes further. Download our app now and experience seamless cross-border transactions at your fingertips.

About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

Screenshots

etercash4 screens
ChipInPool4 screens

Verdict

The call

The clearest difference is iOS requirement: etercash at 13.4 against ChipInPool's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

etercash ships an update every 3 days, ChipInPool every 5 days. The most recent releases landed on September 12, 2026 and June 2, 2026 respectively.

Scorecard1 real difference · 9 level
etercash versus ChipInPool: the parameters behind the verdict, then further details
ParameteretercashChipInPool
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size20 MB40 MB
Age rating17+12+
DeveloperETERCASH LIMITEDJordan Pollard

In-app purchases

None

etercash

No in-app purchases

None

ChipInPool

No in-app purchases

Questions

Is etercash free?
etercash is free to download, with no in-app purchases.
Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Do etercash or ChipInPool have ads?
Neither etercash nor ChipInPool shows ads.
Which is updated more often, etercash or ChipInPool?
etercash ships an update every 3 days, and ChipInPool every 5 days. Most recently, etercash was updated on September 12, 2026 and ChipInPool on June 2, 2026.

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