Comparison

etercash vs Retired.com

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

etercash

Features
Read full description

Introducing our innovative mobile app designed to simplify local and international money transfers. With our user-friendly interface, sending money abroad has never been easier. Instantly transfer funds to friends and family overseas, securely and conveniently. Enjoy competitive exchange rates and low fees, ensuring that your hard-earned money goes further. Download our app now and experience seamless cross-border transactions at your fingertips.

About

Retired.com

Invest in cryptocurrency within a tax-advantaged retirement account. Trade, stake, and manage your digital assets for long-term growth without immediate tax implications. Offers various IRA structures and robust security measures.

Highlights
  • Tax-advantaged crypto investing
  • Trade Bitcoin and other digital assets
  • Stake assets to earn rewards
  • Multiple IRA account structures
  • Rollover and transfer options
  • SOC 2 Type 1 certified security
  • Real specialist support
Features
Read full description

Retire with Freedom. Diversify your retirement with stocks, ETFs and 100+ cryptocurrencies through a self-directed retirement account. All in one simple platform. Invest in stocks and ETFs with $0 trading commissions, and crypto with a 1% transaction fee. No monthly account, maintenance or platform fees for stock, ETF and crypto investing. Open a new IRA, transfer an existing IRA or start a rollover from an eligible old 401(k), with real specialists to help you along the way. MORE WAYS TO BUILD YOUR RETIREMENT • Stocks: Invest in U.S. companies through your retirement account. • ETFs: Diversify your investments with exchange-traded funds. • Crypto: Buy & sell 100+ cryptocurrencies, optimize your portfolio with prebuilt crypto bundles or create your own, earn yield by staking eligible crypto. Rewards vary and are not guaranteed. • Self-directed IRAs: Choose a Traditional or Roth IRA and take control of your investment choices. SIMPLE PRICING FOR STOCKS, ETFs & CRYPTO • $0 monthly account fee • $0 maintenance or platform fees • $0 account setup fee • $0 stock and ETF trading commissions • 1% crypto transaction fee Portfolio tools and human support are included. Additional services may carry separate fees. Full fee schedule: retired.com/policies/fee-schedule. BRING YOUR RETIREMENT ACCOUNTS TOGETHER Transfer an existing IRA or start a rollover from an eligible old 401(k). Our specialists can help you understand the process, complete the steps and fund your account. You can also open a new IRA and fund it with an eligible contribution. OPTIMIZE YOUR PORTFOLIO WITH CRYPTO BUNDLES Build a crypto portfolio around your investment strategy. Choose a prebuilt crypto bundle or create your own with eligible cryptocurrencies, then automate rebalancing to help maintain your chosen allocation. EARN YIELD THROUGH STAKING Put eligible crypto to work through staking and earn potential rewards in your retirement account. Reward rates vary and are not guaranteed. Eligibility, fees and lockup periods depend on the asset and account type. MORE CONTROL OVER YOUR CRYPTO • Limit orders: Set your preferred price for buying or selling crypto. • Automatic rebalancing: Choose a schedule that works for your strategy. INVEST BEYOND YOUR IRA Eligible customers can open a Freedom Account™ to manage taxable crypto investments alongside retirement accounts from one dashboard. SECURITY BUILT IN • Two-factor authentication to help protect account access. • Stock and ETF brokerage services through Interactive Brokers, a FINRA/SIPC member. • Regulated retirement account custody through Digital Trust. • Cold storage and multi-signature protections for supported digital assets. Security measures and coverage vary by asset and custody solution. SIPC protection does not cover crypto assets or investment losses. REAL PEOPLE. EVERY STEP OF THE WAY. Get help opening, funding and maintaining your account. Connect with a real specialist by phone, email or chat, with support as you get started and as your needs change. BUILT ON RETIREMENT EXPERIENCE $12B+ in assets under custody* and a community of 250,000+ members. Download Retired.com and retire with freedom. Visit retired.com or call 1-800-RETIRED. *Assets under custody across Retired.com consumer brands as of May 18, 2026. Community figures reflect Retired.com consumer brands. Investing involves risk, including possible loss of principal. Diversification and rebalancing do not guarantee profits or prevent losses. Staking involves additional risks and rewards are not guaranteed. Features and eligibility vary by account type and asset. Retired.com is a technology platform, not a bank, broker-dealer or custodian. Terms, custodial agreements and risk disclosures: retired.com/policies © 2026 Retired.com. All rights reserved.

Screenshots

etercash4 screens
Retired.com4 screens

Verdict

The call

The clearest difference is iOS requirement: etercash at 13.4 against Retired.com's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

etercash ships an update every 3 days, Retired.com every 4 days. The most recent releases landed on September 30, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
etercash versus Retired.com: the parameters behind the verdict, then further details
ParameteretercashRetired.com
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 days — betterEvery 4 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size20 MB117 MB
Age rating17+4+
DeveloperETERCASH LIMITEDBitcoinIRA

In-app purchases

None

etercash

No in-app purchases

None

Retired.com

No in-app purchases

Questions

Is etercash free?
etercash is free to download, with no in-app purchases.
Is Retired.com free?
Retired.com is free to download, with no in-app purchases.
Do etercash or Retired.com have ads?
Neither etercash nor Retired.com shows ads.
Which is updated more often, etercash or Retired.com?
etercash ships an update every 3 days, and Retired.com every 4 days. Most recently, etercash was updated on September 30, 2026 and Retired.com on October 3, 2026.

Other comparisons