Comparison

Finity vs CrediTotal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finity

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

Highlights
  • Buy Now, Pay Later
  • Interest-free installments
  • Flexible payment tools
  • Quick approval
  • Advance payments
  • Customizable payment amounts
  • Payment history tracking
Read full description

Finity es una aplicación de BNPL (Compra Ahora y Paga Después) que te permite pagar tus compras en 2 o 4 cuotas sin intereses, y acceder a herramientas de pago flexible para comprar lo que quieras, cuando quieras. SIN INTERESES O COMISIONES Disfruta de todos los beneficios de Finity sin ningún tipo de interés o comisión por compras o pago de cuotas. En Finity tenemos la misión de hacer herramientas financieras accesibles para todos, sin necesidad de recolectar intereses. TE APROBAMOS EN MINUTOS Completa el proceso de registro en la app móvil de Finity, en tan sólo unos pasos. Una vez listo, nuestro equipo evaluará tu aplicación, y recibás un correo con nuestra decisión en cuestión de minutos. No esperes más, y aplica hoy para empezar a comprar con Finity. ADELANTA TUS PAGOS Adelanta uno o más pagos de tus compras cuando desees, y disminuye el monto pendiente de tu compra con facilidad. PAGA EL MONTO QUE DESEAS En Finity entendemos que la situación financiera de nuestros usuarios puede variar. Es por eso que te permitimos abonar montos personalizados para que pagues lo que desees, y así mantenerte al día con tu plan de pagos. Al abonar un monto personalizado, tus cuotas restantes se ajustan automáticamente para reflejar el monto abonado. MÉTODOS DE PAGO PARA TODOS Paga tus cuotas fácilmente usando cualquiera de los métodos de pago que tenemos a disposición: - Pago Móvil - Pronto muchos más ADMINISTRA TUS ÓRDENES Accede a todos los detalles de tus compras y mantente al tanto de tus cuotas pendientes accediendo al Historial de Compras en la app de Finity. REGISTRA TUS PAGOS EN UN SÓLO CLICK Registrar tus pagos nunca había sido tan fácil. Con Finity, puedes guardar tus datos básicos de pago móvil como Banco Emisor, Teléfono, y Cédula de Identidad, para facilitarte el proceso de registro de tu comprobante de pago.

About

CrediTotal

Shop at Mundo Total stores nationwide and pay later in convenient installments. Enjoy fashion, electronics, pharmacy, and home goods without commissions or interest.

Highlights
  • Buy now, pay later
  • Shop at Mundo Total stores
  • Pay in installments
  • No commissions
  • No interest
Features
Read full description

CrediTotal compra hoy y paga después Realiza tus compras en las tiendas de Mundo Total a nivel nacional, dónde encontrarás una gran variedad de productos de moda, electrodomésticos, farmacia, hogar y mucho más. ¡Disfruta tus compras pagando en cómodas cuotas sin comisiones ni intereses!

Screenshots

Finity4 screens
CrediTotal4 screens

Verdict

The call

The clearest difference is rating: Finity at 4.8 against CrediTotal's 3.6. Finity also leads on review sentiment (67% vs 34%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Finity holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 181 and 161 respectively. Written reviews point the same way: 67% of Finity's written reviews are positive against 34% of CrediTotal's.

UpkeepUpdate frequency

Finity ships an update fortnightly, CrediTotal every 2 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Finity versus CrediTotal: the parameters behind the verdict, then further details
ParameterFinityCrediTotal
PriceFreeFree
Rating4.8 (181 ratings) — better3.6 (161 ratings)
Positive reviews66.7% of reviews — better34.4% of reviews
Number of ratings181 — better161
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.415.0 — better
Further details — not scored
Size81 MB67 MB
Age rating4+4+
DeveloperFinity Tech C.A.Conceptual Dynamic PSC. C.A.

Customer experience

Finity

All ratings181 ratings
Positive94.5%
Neutral1.1%
Negative4.4%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

CrediTotal

All ratings161 ratings
Positive65.2%
Neutral1.9%
Negative32.9%
Written reviews96 reviews
Positive34.4%
Neutral4.2%
Negative61.5%

Bugs and requests

Finity

Not enough reviews yet to summarise bugs or requests.

CrediTotal

Reported bugs

3 issues
  • App not loading or opening
  • Issues with identity verification
  • Incompatibility with certain devices

Requested features

3 requests
  • Improve update process
  • Provide more transparent approval criteria
  • Enhance customer support channels

In-app purchases

None

Finity

No in-app purchases

None

CrediTotal

No in-app purchases

Questions

Is Finity free?
Finity is free to download, with no in-app purchases.
Is CrediTotal free?
CrediTotal is free to download, with no in-app purchases.
Which has better reviews, Finity or CrediTotal?
Finity is rated higher. Finity averages 4.8 out of 5 from 181 ratings, while CrediTotal averages 3.6 from 161 ratings.
Do Finity or CrediTotal have ads?
Neither Finity nor CrediTotal shows ads.
Which is updated more often, Finity or CrediTotal?
Finity ships an update fortnightly, and CrediTotal every 2 weeks. Most recently, Finity was updated on October 14, 2026 and CrediTotal on October 16, 2026.

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