SpendBen vs DebtLensApp

SpendBen helps you get more from the credit cards you already have. It uses your location to identify where you’re shopping and recommends which card to use based on the rewards you want to earn. Want airline miles? Cash back? Points? Tell SpendBen what matters to you and get a recommendation before you pay. KNOW WHICH CARD TO USE Open SpendBen when you’re ready to pay. It uses your location to identify the store, restaurant, or other business you’re visiting. If the location isn’t quite right, simply choose from nearby places. SpendBen then looks at the cards you’ve added and tells you which one to use based on your rewards goal. EARN THE REWARDS YOU WANT Different cards reward different purchases — and the right card depends on what you’re trying to earn. Set your rewards goal and let SpendBen help you earn more of what matters to you, including: • Airline miles • Cash back • Credit card points • Other card rewards GET MORE FROM THE CARDS YOU ALREADY HAVE You don’t need another credit card. You need to get more from the cards already in your wallet. SpendBen helps you take advantage of different rewards for dining, groceries, gas, travel, shopping, and everyday purchases — without memorizing which card earns what. Add your cards once. Set your goal. Then check SpendBen before you pay. LOCATION-AWARE CARD RECOMMENDATIONS At a restaurant? Grocery store? Gas station? Coffee shop? SpendBen identifies where you are and recommends a card for that purchase. If you’re choosing between nearby businesses, you can select the place yourself. No digging through card benefits. No memorizing rewards categories. No guessing at checkout. SpendBen — spend smarter and get more from every purchase.

DebtLens — The most privacy‑first way to keep every debt, bill, and payment conversation under your control. No cloud sync means you decide where your data lives — on your phone, in a secure USB drive, or on a trusted computer. Why choose DebtLens? • Local‑first — Your data never leaves your device. • All‑in‑one debt hub — Add debts, bills, monthly expenses, and even short conversations about payments. • Multi‑profile support — Switch between personal, business, or family profiles instantly. • AI‑Powered Insights — Turn raw numbers into actionable wisdom with MariBell, your built‑in financial assistant who also knows how to use DebtLens itself. New in this release: • MariBell optimizations * Monthly Financial Health Indicator * Calendar enhancements * Bug fixes