Comparison

CHM Reader vs Multi Currency Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CHM Reader

Features
Read full description

CHM Reader is a modern reader for technical manuals, offline help files, and archived reference material. No account is requiredβ€”choose a file and read it directly on your iPhone or iPad. RELIABLE CHM PARSING β€’ Import CHM files from Files, iCloud Drive, and other document providers β€’ Preserve nested contents, the default page, images, tables, code, and internal links β€’ Detect common legacy encodings used by Simplified Chinese, Traditional Chinese, Japanese, Korean, Western, and Cyrillic documents β€’ Change the encoding and reparse an individual document if text appears garbled COMFORTABLE READING β€’ Restyle old or desktop-oriented pages for a cleaner mobile layout β€’ Choose reading themes, including Dark Mode β€’ Adjust typeface, text size, line spacing, and paragraph spacing β€’ Keep your reading position, progress, history, and bookmarks β€’ Find information with nested contents and full-text search PDF EXPORT Convert the current chapter or the entire document to a paginated PDF, then save, print, or share it with the system share sheet. LOCAL AND PRIVATE Parsing, reading, search, and PDF conversion happen locally on your device. The app requires no sign-in and contains no ads, analytics SDKs, or tracking code. Document scripts, remote resources, and external web links are blocked. FREE USE AND LIFETIME UNLOCK You can fully parse 5 different CHM files for free. Parsing a 6th new file requires a one-time Lifetime Unlock purchase; this is not a subscription. Deleting imported files does not reset the lifetime count. Eligible purchases support Family Sharing and can be restored.

About

Multi Currency Expense Tracker

Features
Read full description

Stop doing mental math every time you spend abroad. Multi Currency Expense Tracker converts every transaction into your home currency instantly β€” using live exchange rates, no calculator needed. Whether you are traveling, working remotely, or managing money across borders every day, this app gives you a clear, honest picture of your spending. No account. No subscription. No data leaving your phone. Just fast, private, offline-first expense tracking that works anywhere in the world. LIVE CURRENCY CONVERSION IN 160+ CURRENCIES Log any expense or income in any currency. Exchange rates refresh automatically every hour. Every transaction is converted to your home currency the moment you enter it β€” so you always know exactly what you are spending in real money. MULTIPLE WALLETS, ONE CLEAR BALANCE Create separate wallets for cash, bank accounts, travel cards, savings, or anything else. See your total combined balance across all wallets in a single currency at a glance. BUDGETS WITH SMART ALERTS Set monthly budgets by category - food, transport, shopping, bills, entertainment, and more. Get notified at 80% and 100% so you can course-correct before you overspend. SPENDING REPORTS THAT MAKE SENSE View weekly, monthly, and yearly breakdowns of where your money goes. Filter by category or wallet, spot habits, and understand your finances with clear charts β€” not confusing tables. RECURRING TRANSACTIONS, AUTOMATED Set up rent, salaries, subscriptions, utilities, and memberships to record automatically. Choose daily, weekly, or monthly schedules and let the app handle the rest. 100% PRIVATE, WORKS OFFLINE Your financial data never leaves your device. No account required. No cloud sync. Everything is stored locally for complete privacy and offline access. Export to CSV or JSON anytime for backups. KEY FEATURES 160+ currencies with live exchange rates Automatic home currency conversion Multiple wallets and accounts Budget alerts at 80% and 100% Weekly, monthly, and yearly reports Customizable spending categories Recurring income and expenses CSV and JSON export and import Daily reminder notifications Dark mode, light mode, system theme Offline-first, no account needed Completely free, no subscription Perfect for frequent travelers, digital nomads, expats, students abroad, and anyone tired of overcomplicated budgeting apps. If you want honest, private, simple expense tracking in any currency, this is it. Terms of Use : https://www.kethalabs.com/apps/Valora-Multi-Currency-Expense-Tracker/terms-and-conditions

Screenshots

CHM Reader4 screens
Multi Currency Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Multi Currency Expense Tracker at none against CHM Reader's 2. Multi Currency Expense Tracker also leads on iOS requirement (15.1 vs 17.0). CHM Reader's advantage is update cadence (weekly vs fortnightly). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. CHM Reader sells 2 one-off in-app purchases. Multi Currency Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

CHM Reader ships an update weekly, Multi Currency Expense Tracker fortnightly. The most recent releases landed on October 2, 2026 and October 6, 2026 respectively.

Scorecard3 real differences Β· 3 level
CHM Reader versus Multi Currency Expense Tracker: the parameters behind the verdict, then further details
ParameterCHM ReaderMulti Currency Expense Tracker
PriceFreeFree
Update frequencyWeekly β€” betterFortnightly
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.015.1 β€” better
Further details β€” not scored
Size6 MB51 MB
Age rating9+4+
Developerζ–‡εˆ© η½—Ruwan Weerasinghe

In-app purchases

2 purchases

CHM Reader

One-time2
  • chmι˜…θ―»ε™¨δΌšε‘˜$1.99
  • chmι˜…θ―»ε™¨ζ°ΈδΉ…δΌšε‘˜$1.99
None

Multi Currency Expense Tracker

No in-app purchases

Questions

Is CHM Reader free?
CHM Reader is free to download, with in-app purchases available.
Is Multi Currency Expense Tracker free?
Multi Currency Expense Tracker is free to download, with no in-app purchases.
Do CHM Reader or Multi Currency Expense Tracker have ads?
Neither CHM Reader nor Multi Currency Expense Tracker shows ads.
Which is updated more often, CHM Reader or Multi Currency Expense Tracker?
CHM Reader ships an update weekly, and Multi Currency Expense Tracker fortnightly. Most recently, CHM Reader was updated on October 2, 2026 and Multi Currency Expense Tracker on October 6, 2026.

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