Comparison

EzyWallet User vs ChatWallet ChipChat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EzyWallet User

This app allows users to make payments, check into businesses, and verify their identity using only their palm scan or by scanning a QR code. It offers a secure and convenient alternative to physical cards and cash.

Highlights
  • Palm scan for payments
  • Membership check-in via palm scan
  • ID verification with palm scan
  • QR code scanning for check-in/payment
  • Link bank accounts for payments
  • Store digital membership cards
Features
Read full description

EzyWallet solution offers a convenient & secure option for users to transact at local businesses without needing any form of physical cards/device but simply use their palm of hand for membership check-ins, ID check/verification and making payments or scan a QR code in the EzyWallet user app to check-in or make payment at participating location. The EzyWallet products are: EzyCash: A pay-by-bank solution at retail locations. Users link a bank account in the EzyWallet app and pay with a simple scan of the palm without carrying cash. Low or no transaction fees to businesses like cash payment. EzyCheck-in: A member check-in solution at locations for membership-based businesses. Users save membership cards/numbers of participating businesses in the EzyWallet app, then check-in at locations with a simple scan of their palm without needing a physical membership card or device. EzyID: An ID verification solution where the user saves and verify a valid ID in the EzyWallet app. Then able to show proof of ID at participating locations with a simple scan of the palm without needing the physical ID card.

About

ChatWallet ChipChat

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

Highlights
  • Collect and pay within chat
  • Split bills instantly
  • Automated payment reminders
  • Live contribution tracking
  • Gamified payment rewards
  • Supports various group types
Features
Read full description

The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS

Screenshots

EzyWallet User4 screens
ChatWallet ChipChat4 screens

Verdict

The call

The clearest difference is ratings volume: EzyWallet User at 3 against ChatWallet ChipChat's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for EzyWallet User against 5.0 for ChatWallet ChipChat. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

EzyWallet User ships an update fortnightly, ChatWallet ChipChat every 3 weeks. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 8 level
EzyWallet User versus ChatWallet ChipChat: the parameters behind the verdict, then further details
ParameterEzyWallet UserChatWallet ChipChat
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Number of ratings3 — better1
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size85 MB124 MB
Age rating9+4+
DeveloperEzyLocal Co.Algorithm, LLC

Customer experience

EzyWallet User

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

ChatWallet ChipChat

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

EzyWallet User

No in-app purchases

None

ChatWallet ChipChat

No in-app purchases

Questions

Is EzyWallet User free?
EzyWallet User is free to download, with no in-app purchases.
Is ChatWallet ChipChat free?
ChatWallet ChipChat is free to download, with no in-app purchases.
Which has better reviews, EzyWallet User or ChatWallet ChipChat?
EzyWallet User and ChatWallet ChipChat are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do EzyWallet User or ChatWallet ChipChat have ads?
Neither EzyWallet User nor ChatWallet ChipChat shows ads.
Which is updated more often, EzyWallet User or ChatWallet ChipChat?
EzyWallet User ships an update fortnightly, and ChatWallet ChipChat every 3 weeks. Most recently, EzyWallet User was updated on October 2, 2026 and ChatWallet ChipChat on October 7, 2026.

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