EzyWallet User vs ChatWallet ChipChat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EzyWallet User
This app allows users to make payments, check into businesses, and verify their identity using only their palm scan or by scanning a QR code. It offers a secure and convenient alternative to physical cards and cash.
- Palm scan for payments
- Membership check-in via palm scan
- ID verification with palm scan
- QR code scanning for check-in/payment
- Link bank accounts for payments
- Store digital membership cards
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EzyWallet solution offers a convenient & secure option for users to transact at local businesses without needing any form of physical cards/device but simply use their palm of hand for membership check-ins, ID check/verification and making payments or scan a QR code in the EzyWallet user app to check-in or make payment at participating location. The EzyWallet products are: EzyCash: A pay-by-bank solution at retail locations. Users link a bank account in the EzyWallet app and pay with a simple scan of the palm without carrying cash. Low or no transaction fees to businesses like cash payment. EzyCheck-in: A member check-in solution at locations for membership-based businesses. Users save membership cards/numbers of participating businesses in the EzyWallet app, then check-in at locations with a simple scan of their palm without needing a physical membership card or device. EzyID: An ID verification solution where the user saves and verify a valid ID in the EzyWallet app. Then able to show proof of ID at participating locations with a simple scan of the palm without needing the physical ID card.
ChatWallet ChipChat
Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.
- Collect and pay within chat
- Split bills instantly
- Automated payment reminders
- Live contribution tracking
- Gamified payment rewards
- Supports various group types
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The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS
Screenshots
Verdict
The clearest difference is ratings volume: EzyWallet User at 3 against ChatWallet ChipChat's 1. On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for EzyWallet User against 5.0 for ChatWallet ChipChat. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
EzyWallet User ships an update fortnightly, ChatWallet ChipChat every 3 weeks. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.
| Parameter | EzyWallet User | ChatWallet ChipChat |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Number of ratings | 3 — better | 1 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 85 MB | 124 MB |
| Age rating | 9+ | 4+ |
| Developer | EzyLocal Co. | Algorithm, LLC |
Customer experience
EzyWallet User
ChatWallet ChipChat
In-app purchases
EzyWallet User
No in-app purchases
ChatWallet ChipChat
No in-app purchases
Questions
Is EzyWallet User free?
Is ChatWallet ChipChat free?
Which has better reviews, EzyWallet User or ChatWallet ChipChat?
Do EzyWallet User or ChatWallet ChipChat have ads?
Which is updated more often, EzyWallet User or ChatWallet ChipChat?
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