Debt System vs My Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt System
Organize client accounts, record debts, and track payments effortlessly. Automate WhatsApp reminders for outstanding balances and send bulk messages to multiple clients. Generate clear financial reports to manage your accounts efficiently.
- Record debts and payments
- Organize client accounts
- Automated WhatsApp messaging
- Collective reminder messages
- Sort clients by debt amount
- Financial account reports
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Welcome to Debt System App by Teajar, your simple companion for organizing your clients’ accounts with ease and comfort. The app is designed to make your life easier, allowing you to record debts and payments in seconds and manage everything from one clear, user-friendly interface. What’s even better, the app connects directly to WhatsApp, automatically sending your clients messages that include the amount of debt or payment as soon as you record it. Communication becomes faster and more professional. And if you have several late clients, you can easily sort them by debt amount and send collective reminder messages with just one tap, a smart way to save time and collect your money effortlessly. Since organization matters, the app also provides simple and clear reports to help you understand your financial accounts without any complications. Start now, and let the Debt System App handle the follow-ups for you, so you can enjoy easier management and faster results!
My Pay
Easily top up cards and manage your balance with this application. Track all your transactions and debts through a user-friendly interface. Enjoy quick technical support for a seamless experience.
- Easy card top-ups
- Electronic top-up operations
- Transaction and debt records
- Fast technical support
- Balance control
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تطبيق ماي باي هو بوابتك لتنفيذ عمليات شحن الكروت بكل سهولة يوفر لك التطبيق مجموعة واسعة من الخدمات مثل التحكم في استخدام رصيدك و متابعة جميع حركاتك و مديونياتك حيث تم تصميم التطبيق لتقديم تجربة سلسة للمستخدم من خلال: - سهولة شحن الكروت. - تنفيذ عمليات التعبئة الالكترونية. - سجلات الحركات و المديونيات. - دعم فني واستجابة سريعة. حمّل تطبيق ماي باي الآن و ابدأ بانشاء حسابك!"
Screenshots
Verdict
The clearest difference is rating: Debt System at 4.8 against My Pay's 3.5. Debt System also leads on ratings volume (156 vs 4) and iOS requirement (14.0 vs 17.0). My Pay's advantage is in-app purchases (none vs 9). On price, update cadence, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt System sells 9 one-off in-app purchases. My Pay asks for nothing beyond the download.
Debt System holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Debt System has 156 ratings behind it against 4, so its average is the more settled of the two.
Debt System ships an update every 3 weeks, My Pay every 2 weeks. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | Debt System | My Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (156 ratings) — better | 3.5 (4 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 156 — better | 4 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 129 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | TEAJAR LLC | ALAIMTIDAD FOR LOGISTICS SERVICES LIMITED |
Customer experience
Debt System
My Pay
In-app purchases
Debt System
- 100 WhatsApp Messages$3.00
- 200 WhatsApp Messages$5.00
- 500 WhatsApp Messages$10.00
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- 800 WhatsApp Messages$15.00
- 1,200 WhatsApp Messages$20.00
- 1,800 WhatsApp Messages$25.00
- 4,000 WhatsApp Messages$50.00
- 7,000 WhatsApp Messages$75.00
- 10,000 WhatsApp Messages$100.00
My Pay
No in-app purchases







