ALLIANCE Star Card Controls vs RefinanceWise

ACU Star Controls gives you full control over your Alliance debit and credit card usage in a way you’ve never had before! •Managed how, when and where your cards are used – on your own terms. Star Controls enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. •Turn any card on, or off – in seconds. It’s as simple as a toggle. Perfect for safety, security…and those moments when you’re not quite sure where your card might be. •Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used – or assure it’s only able to be used when with you. •Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! •Receive alerts when suspicious activity is suspected. •Stop fraudulent activity before it even happens with the alert feature of Star Controls. Based on your preferences, Star Controls can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: Location – based on where the transaction occurs. Transaction type – based on type of transaction at point of sale. Merchant type – based on the type of merchant where the transaction occurred. Threshold – based on the threshold amount set by you (i.e. – transactions over $500 receive an alert).

Refinance smarter — don’t just chase a lower payment. A refinance can reduce your monthly payment… but that doesn’t always mean you’re saving money. In many cases, a lower payment comes from extending your loan term, which can cost you thousands (or even more) in extra interest over time. Refinance Wise helps you make an informed refinance decision by comparing scenarios side-by-side so you can see the full picture — not just the payment. With Refinance Wise, you can compare: Monthly payment changes Total interest over the life of the loan Closing cost impact Loan term differences Estimated lifetime savings (or losses) Whether your goal is to lower your rate, shorten your term, or take cash out, this tool helps you evaluate your options with clarity and confidence. Make the smart refinance decision — backed by real numbers.