Comparison

PBZ vs Selcom Pesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBZ

Features
Read full description

PBZ Banking is your secure and reliable personal banking assistant. With PBZ Banking, you can: - View account balances and transaction history - Transfer funds between accounts - Pay bills and manage payments - Get Mini statement and Full statement - Get Bank RATES - Get real-time notifications for account activity PBZ Banking ensures your financial information is protected with advanced security features, including multi-factor authentication and biometric login. Download PBZ Banking today and take control of your finances anytime, anywhere.

About

Selcom Pesa

This digital financial app, licensed by the Bank of Tanzania, helps Tanzanian citizens manage their money globally. It offers flexible transactional bundles, instant loans with credit score access, and secure payment options. Onboarding is quick and easy, requiring only a mobile number and NIDA biometrics.

Highlights
  • Flexible transactional bundles
  • Instant loans and credit score access
  • Smart and easy onboarding
  • Flexible account management
  • Secure and instant payments
  • Rewards for inviting friends
Features
Read full description

Switch to Selcom Pesa…or Keep Overpaying Designed to Help You Keep More of What You Earn. Most apps quietly charge you more than they should — Selcom Pesa doesn’t. Selcom Pesa is a digital financial app licensed by the Bank of Tanzania (BoT) and designed for Tanzanian citizens living globally. You can open an account easily using your valid NIDA card or Tanzanian passport. What Makes Selcom Pesa Stand Out Choose a Transactional Bundle that Fits Your Lifestyle Save more as you spend: • Daily – Kwa Jero: 5 transactions for 24 hours • Weekly – Wiki Boost: 35 transactions for 7 days • Monthly – Hello Mwezi: 150 transactions for 30 days Instant Loans and Credit Score Access Track your Selcom Pesa Credit Score and unlock pre-approved 7-day and 14-day digital loans up to TZS 1,000,000. Boost your score by: • Transacting frequently • Uploading your mobile money statement • Repaying on time Loan Examples 7-Day Loan • Loan Amount: TZS 50,000 • Interest Fee: TZS 6,500 • Total Repayment within 7 days: TZS 56,500 Penalty added after 7 days: TZS 1695 APR* 16% 14-Day Loan Example • Loan Amount: TZS 50,000 • Interest Fee: TZS 8,500 • Total Repayment within 14 days: TZS 58,500 Penalty added after 14 days: TZS 2925 APR* 22% *Annual Percentage Rate (APR) Jisoti loans are short-term emergency loans. The cost of a Jisoti loan is: a once-off Interest (13% for 7 day loan and 17% for 14 day loan) and a once-off penalty (3% for 7 day loan and 5% for 14 day loan) on outstanding amount. If the loan is repaid within term (7/14 days), annual cost to the customer is Interest only. If the loan is repaid after 60 days, the annual cost to the customer is Interest and Penalty (applied once on outstanding unpaid amount). There is no other fee or compounding charge that the customer would be liable to pay at the end of the year or in perpetuity. Smart and Easy Onboarding Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics. No paperwork. No hassle. Flexible Accounts Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly — all in one place. Secure and Instant Payments Pay any merchant in Tanzania via TanQR or Lipa Namba — fast, reliable, and secure. Rewards for Invite Earn up to TZS 2,000 for every friend who joins Selcom Pesa and starts transacting. (Terms and Conditions apply.) Get an Instant Selcom Lipa Namba (TanQR) Register instantly within the app to receive payments through your Selcom Lipa number — ideal for small businesses, side hustles, and freelancers. Built for All • 24/7 customer support (toll-free) • Bilingual experience — English or Kiswahili • Advanced encryption and compliance with BoT regulations Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom — built for Tanzanians, wherever you are in the world.

Screenshots

PBZ4 screens
Selcom Pesa4 screens

Verdict

The call

The clearest difference is iOS requirement: PBZ at 13.0 against Selcom Pesa's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PBZ ships an update every 2 months, Selcom Pesa monthly. Both last shipped on November 4, 2026.

Scorecard1 real difference · 9 level
PBZ versus Selcom Pesa: the parameters behind the verdict, then further details
ParameterPBZSelcom Pesa
PriceFreeFree
Rating—4.5 (11 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—11 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size35 MB203 MB
Age rating4+4+
DeveloperPBZSelcom Paytech Limited

In-app purchases

None

PBZ

No in-app purchases

None

Selcom Pesa

No in-app purchases

Questions

Is PBZ free?
PBZ is free to download, with no in-app purchases.
Is Selcom Pesa free?
Selcom Pesa is free to download, with no in-app purchases.
Do PBZ or Selcom Pesa have ads?
Neither PBZ nor Selcom Pesa shows ads.
Which is updated more often, PBZ or Selcom Pesa?
PBZ ships an update every 2 months, and Selcom Pesa monthly. Most recently, PBZ was updated on November 4, 2026 and Selcom Pesa on November 4, 2026.

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