Comparison

Bar Cash vs SettleIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bar Cash

Send money to friends and family with personalized messages, photos, or GIFs. This app makes payments feel like a celebration, offering instant transfers for real-life moments like birthdays and nights out.

Highlights
  • Instant money transfers
  • Social payment sharing
  • Personalized messages (voice, pic, GIF)
  • Gifting for real-life moments
  • Safe and secure payments
Features
Read full description

This isn’t just sending money. This is gifting vibes. Bar Cash is a social cash-gifting app that makes sending money feel like giving a real gift. Send cash directly from your linked debit card to theirs, wrapped with photos, a video, a funny GIPHY, a text note, or a personal audio message—turning an ordinary money transfer into a moment they’ll remember. Choose from gift icons such as Birthday Cash, Thank You Cash, Congrats Cash, Beer, Cocktails, Pizza, and other fun options—all backed by real cash. These icons are themes for your cash gift, not purchases or deliveries of food, drinks, or merchandise. Whether you’re celebrating a birthday, saying congratulations, sending a thank-you, paying someone back, brightening a rough day, or giving just because, Bar Cash makes it fast and easy to send something personal to someone you care about. Cash gifts are sent directly to the recipient’s linked debit card and arrive in seconds. Make it Personal Share a favorite photo. Add a funny GIPHY. Include a video or a thoughtful text note. Or make their day with an audio message in your own voice. Simple, Upfront Fees Free to download. No subscription fees. Recipients pay zero Bar Cash receiving fees—always—and receive 100% of the gift amount. The sender pays a flat transaction fee based on the gift amount: $20.00–$30.00 gift: $2.00 transaction fee. $30.01–$150.00 gift: $3.00 transaction fee. The transaction fee is paid by the sender in addition to the gift amount—not deducted from the recipient’s gift. Minimum gift amount: $20.00. Maximum gift amount: $150.00. Encryption and security safeguards help protect your payment information. What you need To send or receive Bar Cash gifts, both the sender and recipient must have an active Bar Cash account and a linked Visa or Mastercard debit card. Forget boring money transfers. With Bar Cash, every cash gift becomes a personal moment. Instant. Social. Personal.

About

SettleIt

Features
Read full description

Got a dilemma? Arguing with friends? Need a second opinion? SettleIt lets the community decide! SettleIt is the ultimate social app to post your questions, debates, and decisions and let others vote. Whether you’re torn between outfits, want opinions on relationship drama, or just love sharing spicy polls — we’ve got you. What you can do: • Create posts with up to 4 poll options. • Vote on hot debates and see live results. • View breakdowns by gender and age groups. • Bet coins on poll outcomes and win rewards. • Add images or videos for context. • Participate in discussion threads and series. • Unlock achievements and customize your profile with cosmetics. Why people love SettleIt: • Real-time, user-generated content. • A fun and anonymous way to settle anything. • Gamified experience with leaderboards and badges. • Clean and friendly community with moderation tools. Perfect for: • Spicy relationship questions • Fashion dilemmas • Hot takes on pop culture, gaming, or lifestyle • Getting feedback fast — and having fun doing it Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bar Cash4 screens
SettleIt4 screens

Verdict

The call

The clearest difference is in-app purchases: Bar Cash at none against SettleIt's 1. Bar Cash also leads on update cadence (every 2 weeks vs every 6 weeks) and iOS requirement (15.0 vs 18.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SettleIt sells 1 in-app purchase, starting at $0.99 per month. Bar Cash asks for nothing beyond the download.

UpkeepUpdate frequency

Bar Cash ships an update every 2 weeks, SettleIt every 6 weeks. The most recent releases landed on October 16, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 5 level
Bar Cash versus SettleIt: the parameters behind the verdict, then further details
ParameterBar CashSettleIt
PriceFreeFree
Positive reviews33.3% of reviews—
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.1
Further details — not scored
Size83 MB108 MB
Age rating17+12+
DeveloperBar Friender CorpDavid Gomez

In-app purchases

None

Bar Cash

No in-app purchases

1 purchases

SettleIt

Subscriptions1
  • SettleIt Monthly Premium$0.991 Month

Questions

Is Bar Cash free?
Bar Cash is free to download, with no in-app purchases.
Is SettleIt free?
SettleIt is free to download, with in-app purchases available.
Do Bar Cash or SettleIt have ads?
Neither Bar Cash nor SettleIt shows ads.
Which is updated more often, Bar Cash or SettleIt?
Bar Cash ships an update every 2 weeks, and SettleIt every 6 weeks. Most recently, Bar Cash was updated on October 16, 2026 and SettleIt on October 9, 2026.

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