Comparison

Finely vs Spenso

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finely

Features
Read full description

**Take control of your finances with Finely** Track your expenses and income in a simple, fast, and intuitive way. Finely helps you understand where your money goes, build better financial habits, and save more every month. Whether you want to manage daily spending, plan your budget, or start investing more consciously, Finely gives you the tools to make smarter money decisions. **Main features** โ€ข Track expenses and income โ€ข Visual financial reports โ€ข Monthly budget control โ€ข Spending categories โ€ข Clean and intuitive interface โ€ข Fast transaction management โ€ข Save more and spend smarter Start improving your financial life today with Finely. EULA -> https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spenso

Easily log expenses by typing, dictating, or scanning receipts. This app intelligently extracts details, creates drafts for review, and organizes your spending history with custom categories and tags. Keep your financial records private and accessible.

Highlights
  • Receipt and invoice scanning
  • Natural language expense entry
  • Siri and dictation support
  • Attach documents to expenses
  • Custom categories and tags
  • Private iCloud storage
  • Monthly spending overview
Features
Read full description

Turn a quick note, receipt, or invoice into an organized expense, without wrestling with forms or complicated dashboards. Write โ€œCoffee 4.50โ€, describe several purchases in one message, or scan a receipt. Spenso picks out the important details, prepares expense drafts, and lets you review everything before saving. SCAN RECEIPTS AND INVOICES Scan a paper receipt or invoice with your camera, or import a photo or PDF. Spenso AI reads the details and prepares expense drafts for you to check, edit, or discard. Document processing requires an internet connection. KEEP THE DOCUMENT WITH THE EXPENSE Save the source photo or PDF alongside your expenses, so you can open it later to check a total or find a purchase detail. Keep your receipts and spending history together. QUICK CAPTURE, IN YOUR OWN WORDS Enter an expense the way you would naturally say it. Spenso recognizes amounts, merchants, dates, categories, and tags, with on-device processing whenever possible. SIRI AND DICTATION Tell Siri what you spent when your hands are full, or dictate directly in Spenso. Record one expense or several, then confirm, edit, or discard the drafts before anything is saved. A CLEAR DAILY HISTORY See your spending organized by day. Open an expense to adjust its amount, date, category, tags, or note whenever you need to. MONTHLY OVERVIEW Understand where your money went with clear monthly totals and category breakdowns. Open a category to see the expenses behind the total. ORGANIZE IT YOUR WAY Create categories and tags that fit your life. Use separate spaces for personal, travel, or project spending, each with its own currency, categories, and tags. PRIVATE BY DESIGN Saved expenses live on your device and in your private iCloud database. AI and Siri results remain drafts until you explicitly confirm them. Spenso is an expense log, not a budgeting app. Keep a useful record of what you spend without adding another system to maintain. LEGAL Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getspenso.com/legal/privacy-policy Terms of Service: https://getspenso.com/legal/terms-of-service

Screenshots

Finely4 screens
Spenso4 screens

Verdict

The call

The clearest difference is ads: Spenso at none against Finely's shown. Spenso also leads on update cadence (every 9 days vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Finely sells 3 in-app purchases, starting at $0.99 per 7 days and Spenso sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finely ships an update every 6 weeks, Spenso every 9 days. Both last shipped on October 25, 2026.

Scorecard2 real differences ยท 6 level
Finely versus Spenso: the parameters behind the verdict, then further details
ParameterFinelySpenso
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 6 weeksEvery 9 days โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhoneiPhone
Requires iOS26.026.0
Further details โ€” not scored
Size14 MB31 MB
Age rating4+4+
DeveloperDesilio do Carmo Lima NetoChirill Ceban

In-app purchases

3 purchases

Finely

Subscriptions3
  • Weekly Subscription$0.997 Days
  • 1 month3 Days trial$1.991 Month
  • 1 year3 Days trial$14.991 Year
3 purchases

Spenso

Subscriptions2
  • Spenso Unlock$2.991 Month
  • Spenso Unlock$17.991 Year
One-time1
  • Lifetime$44.99

Questions

Is Finely free?
Finely is free to download, with in-app purchases available.
Is Spenso free?
Spenso is free to download, with in-app purchases available.
Do Finely or Spenso have ads?
Finely shows ads; Spenso does not.
Which is updated more often, Finely or Spenso?
Finely ships an update every 6 weeks, and Spenso every 9 days. Most recently, Finely was updated on October 25, 2026 and Spenso on October 25, 2026.

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