goCredex vs Setlary MY
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
goCredex
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Meet the Credex app β your go to mobile solution for getting early access to your hard earned cash whenever you need it, even before payday! Say goodbye to financial stress and hello to a boost in productivity with this handy Earned Wage Access (EWA) platform. Why You'll Love Credex: Financial Freedom: Skip the high-interest loans and handle unexpected expenses with ease. Stress Buster: Ease your money worries, improve your mental health, and stay focused at work. Smart Budgeting: Manage your finances better, pay bills on time, and avoid late fees. Awesome Features: Easy Sign-Up: Get started in no time with a quick and smooth registration process. Instant Access: Withdraw your salary directly through the app. Fast and hassle-free. Track Everything: Keep an eye on your transactions and balance with detailed records. Up-to-Date Info: Check your available balance for withdrawal anytime. Download Statements: Grab monthly withdrawal statements for easy financial planning. Discover how Credex can make your financial life simpler and more flexible. For more info, visit www.credex.my
Setlary MY
Access a portion of your earned salary before traditional payday. Manage bills, emergencies, or daily expenses without high-interest loans. This secure and user-friendly app offers financial flexibility and peace of mind.
- Early wage access
- Access salary anytime
- Financial wellness
- Secure and user-friendly app
- Financial flexibility
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Financial Flexibility at Your Fingertips with Setlary MY Introducing Setlary MY, your trusted partner in redefining payday convenience. Our innovative **Earned / Early Wage Access (EWA) solution empowers employees to access a portion of their earned salary anytime, without waiting for traditional payday cycles. Why Choose Setlary MY? - Financial Wellness: Say goodbye to payday stress. Access your salary when you need it most to manage bills, emergencies, or daily expenses, without resorting to other high-interest loans. - Enhanced Productivity: Focus on work and life without the burden of financial constraints. - Secure & User-Friendly: Our mobile app ensures the safety of your personal and employment data, while providing a seamless, intuitive experience. - Unmatched Flexibility: With Setlary MY, you can unlock financial stability by tailoring your payday to fit your needs. Take control of your finances today. Download Setlary MY and experience the freedom of a worry-freeΒ payday!
Screenshots
Verdict
The clearest difference is update cadence: Setlary MY at weekly against goCredex's every 2 months. goCredex's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
goCredex ships an update every 2 months, Setlary MY weekly. Both last shipped on November 4, 2026.
| Parameter | goCredex | Setlary MY |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 96.0% of reviews |
| Update frequency | Every 2 months | Weekly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | β | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 37 MB | 269 MB |
| Age rating | 17+ | 17+ |
| Developer | Bayo Credex Sdn Bhd | Set Gaji Sdn. Bhd. |
In-app purchases
goCredex
No in-app purchases
Setlary MY
No in-app purchases






