Comparison

goCredex vs Setlary MY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

goCredex

Features
Read full description

Meet the Credex app – your go to mobile solution for getting early access to your hard earned cash whenever you need it, even before payday! Say goodbye to financial stress and hello to a boost in productivity with this handy Earned Wage Access (EWA) platform. Why You'll Love Credex: Financial Freedom: Skip the high-interest loans and handle unexpected expenses with ease. Stress Buster: Ease your money worries, improve your mental health, and stay focused at work. Smart Budgeting: Manage your finances better, pay bills on time, and avoid late fees. Awesome Features: Easy Sign-Up: Get started in no time with a quick and smooth registration process. Instant Access: Withdraw your salary directly through the app. Fast and hassle-free. Track Everything: Keep an eye on your transactions and balance with detailed records. Up-to-Date Info: Check your available balance for withdrawal anytime. Download Statements: Grab monthly withdrawal statements for easy financial planning. Discover how Credex can make your financial life simpler and more flexible. For more info, visit www.credex.my

About

Setlary MY

Access a portion of your earned salary before traditional payday. Manage bills, emergencies, or daily expenses without high-interest loans. This secure and user-friendly app offers financial flexibility and peace of mind.

Highlights
  • Early wage access
  • Access salary anytime
  • Financial wellness
  • Secure and user-friendly app
  • Financial flexibility
Features
Read full description

Financial Flexibility at Your Fingertips with Setlary MY Introducing Setlary MY, your trusted partner in redefining payday convenience. Our innovative **Earned / Early Wage Access (EWA) solution empowers employees to access a portion of their earned salary anytime, without waiting for traditional payday cycles. Why Choose Setlary MY? - Financial Wellness: Say goodbye to payday stress. Access your salary when you need it most to manage bills, emergencies, or daily expenses, without resorting to other high-interest loans. - Enhanced Productivity: Focus on work and life without the burden of financial constraints. - Secure & User-Friendly: Our mobile app ensures the safety of your personal and employment data, while providing a seamless, intuitive experience. - Unmatched Flexibility: With Setlary MY, you can unlock financial stability by tailoring your payday to fit your needs. Take control of your finances today. Download Setlary MY and experience the freedom of a worry-freeΒ payday!

Screenshots

goCredex4 screens
Setlary MY4 screens

Verdict

The call

The clearest difference is update cadence: Setlary MY at weekly against goCredex's every 2 months. goCredex's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

goCredex ships an update every 2 months, Setlary MY weekly. Both last shipped on November 4, 2026.

Scorecard2 real differences Β· 6 level
goCredex versus Setlary MY: the parameters behind the verdict, then further details
ParametergoCredexSetlary MY
PriceFreeFree
Positive reviewsβ€”96.0% of reviews
Update frequencyEvery 2 monthsWeekly β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.6
Further details β€” not scored
Size37 MB269 MB
Age rating17+17+
DeveloperBayo Credex Sdn BhdSet Gaji Sdn. Bhd.

In-app purchases

None

goCredex

No in-app purchases

None

Setlary MY

No in-app purchases

Questions

Is goCredex free?
goCredex is free to download, with no in-app purchases.
Is Setlary MY free?
Setlary MY is free to download, with no in-app purchases.
Do goCredex or Setlary MY have ads?
Neither goCredex nor Setlary MY shows ads.
Which is updated more often, goCredex or Setlary MY?
goCredex ships an update every 2 months, and Setlary MY weekly. Most recently, goCredex was updated on November 4, 2026 and Setlary MY on November 4, 2026.

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