Bill Splitter vs Chipp

SplitMyExpenses is a bill splitter for roommates, couples, friends, and trips. Use the AI receipt scanner to split and track expenses by item or amount, settle up with fewer payments, and replace awkward IOUs with clear balances. Built for real shared costs - AI receipt scanner: turn a photo into an itemized split in seconds - Flexible splits: equal, percentage, shares, receipt items, or exact amounts - Smarter settle-up: minimize paybacks and reduce awkward money math - Shared rent and recurring bills: weekly, bi-weekly, monthly, or yearly reminders - Restaurant checks and tabs: split dinner, tax, tip, and extras clearly - Groups and friends: collaborate with roommates, couples, trips, events, and travel crews - Payments: open Venmo, Cash App, PayPal, or UPI from the people you owe - Multi-currency: 150+ currencies for international trips and business travel - Exports: keep your data portable with CSV downloads Free includes unlimited expenses, real-time balances, automatic debt simplification, recurring bills, activity history, group customization, payment app settings, CSV export, and web plus native mobile access. Premium adds AI receipt itemization, bank and card imports, AI summaries, category prediction, higher limits for recurring expenses, default group splits, auto currency conversion, and priority processing. Terms: https://www.splitmyexpenses.com/terms-of-service Privacy: https://www.splitmyexpenses.com/privacy-policy

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.