Split vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split
Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.
- No personal data collection
- Easy bill splitting
- Customizable expense categories
- Shareable formatted invoices
- Real-time total tracking
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Split is bill-splitting the way it should work: item by item, not just the total — and entirely on your device. Most splitting apps ask you to type in a lump sum and divide it evenly. Split reads the actual receipt. ITEMIZED, NOT LUMP-SUM Point your camera at a receipt and Split reads it on-device — no photo or text ever leaves your phone. Choose exactly who's splitting each individual item, not the whole bill. One person's appetizer doesn't have to get split with the whole table. RECURRING PEOPLE Add someone once and they're saved as a contact for next time. Favorite the people you split with most so you're never retyping the same names for the same group of friends. AUTOMATIC SETTLE-UP Record who paid for what, and Split works out exactly who owes whom — netted directly between the people who actually shared an expense, not routed through some global optimization that can make a payment feel random. Mark a payment as done and it's tracked for good. PAY IN ONE TAP Direct links to Venmo and Cash App with the amount pre-filled — no typing a number by hand. Zelle info is one tap to copy. PRIVATE BY DESIGN Split doesn't have accounts, doesn't have a server, and doesn't collect or transmit any of your data. Names, expenses, receipts — everything lives on your device, full stop. There's nothing to breach because there's nothing collected. Split a dinner, a trip, a grocery run, or rent. Add the people, add or scan the expenses, and settle up — that's it.
Expense Tracker
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Tally is a high-speed, local-first personal expense tracker, smart receipt scanner, and bank statement reconciler designed to give you clarity and control over your finances—with zero friction and uncompromising privacy. KEY FEATURES: INSTANT ON-DEVICE RECEIPT SCANNER Snap paper receipts, grocery bills, or restaurant orders. Tally's on-device neural OCR extracts merchant names, dates, amounts, itemized breakdowns, and 9% Singapore GST directly on your device in seconds—no internet connection required. BANK E-STATEMENT AUTO-RECONCILIATION Import PDF and CSV e-statements from leading banks (DBS, POSB, OCBC, UOB, and international bank exports). Tally automatically reconciles salary credits, recurring utility bills, and merchant charges, flagging duplicates and categorizing transactions in seconds. SAFE-TO-SPEND REAL-TIME ALLOWANCE Know exactly how much you can safely spend today without breaking your monthly budget or savings goals. Dynamic daily budgeting prevents overspending before payday. GOOGLE SHEETS LIVE SYNC Sync your financial records seamlessly with your personal Google Sheets. Work on your iPhone on the go, and review full sheets on your Mac or laptop anytime with automated two-way sync. REGIONAL MULTI-CURRENCY & TRAVEL FX Effortlessly track multi-currency accounts and foreign expenses across SGD, MYR, IDR, THB, USD, and 150+ ISO 4217 currencies with real-time rate normalization and travel audit trails. GROUP SPACES & SMART SPLIT BILL Share expenses with roommates, travel buddies, or family. Effortlessly split group restaurant bills with accurate itemized tax, tip, and service charge breakdowns, downloadable receipt cards, and multi-payment options (PayNow, GrabPay, Bank Transfer, QR, PayPal, Wise, Zelle). PERSONAL PAYMENT METHOD HUB Keep your bank accounts, digital wallets, and payment links organized in one place with instant 1-click import from your active wallets. Effortlessly include your payment details when sharing bills. 150+ GLOBAL CURRENCIES & DECIMAL RULES Track transactions in your local currency or while traveling abroad with automatic decimal normalization (ISO 4217) and international formatting standards. 100% PRIVATE & OFFLINE FIRST Your financial records belong to you alone. Tally works completely offline by default, requires no account creation, contains zero ads, and is protected by Apple Secure Enclave with Face ID / Touch ID. EXPORT READY FOR REIMBURSEMENT Export clean CSV sheets, XLSX spreadsheets, and expense summaries in a single tap for corporate claims, GST tax write-offs, or personal accounting. SUBSCRIPTION INFORMATION & TERMS OF USE (EULA): • Tally offers auto-renewable subscriptions (Tally Pro) for monthly and yearly plans, as well as a one-time lifetime purchase option. • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Account will be charged for renewal within 24 hours prior to the end of the current period. • Subscriptions may be managed and canceled by going to your App Store Account Settings after purchase. Official Links: • Terms of Use (Standard Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://tally.msyusw.com/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Split at none against Expense Tracker's 3. Expense Tracker's advantage is update cadence (every 4 days vs every 26 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Split asks for nothing beyond the download.
Split ships an update every 26 months, Expense Tracker every 4 days. The most recent releases landed on October 30, 2026 and November 10, 2026 respectively.
| Parameter | Split | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 26 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Ty Okazaki | Michael Sebastian Yuswandi |
In-app purchases
Split
No in-app purchases
Expense Tracker
- Tally Pro Monthly$4.991 Month
- Tally Pro Annual7 Days trial$29.991 Year
- Tally Pro - Lifetime$59.99









