Comparison

Split vs Pareto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.

Highlights
  • No personal data collection
  • Easy bill splitting
  • Customizable expense categories
  • Shareable formatted invoices
  • Real-time total tracking
Features
Read full description

Split is bill-splitting the way it should work: item by item, not just the total — and entirely on your device. Most splitting apps ask you to type in a lump sum and divide it evenly. Split reads the actual receipt. ITEMIZED, NOT LUMP-SUM Point your camera at a receipt and Split reads it on-device — no photo or text ever leaves your phone. Choose exactly who's splitting each individual item, not the whole bill. One person's appetizer doesn't have to get split with the whole table. RECURRING PEOPLE Add someone once and they're saved as a contact for next time. Favorite the people you split with most so you're never retyping the same names for the same group of friends. AUTOMATIC SETTLE-UP Record who paid for what, and Split works out exactly who owes whom — netted directly between the people who actually shared an expense, not routed through some global optimization that can make a payment feel random. Mark a payment as done and it's tracked for good. PAY IN ONE TAP Direct links to Venmo and Cash App with the amount pre-filled — no typing a number by hand. Zelle info is one tap to copy. PRIVATE BY DESIGN Split doesn't have accounts, doesn't have a server, and doesn't collect or transmit any of your data. Names, expenses, receipts — everything lives on your device, full stop. There's nothing to breach because there's nothing collected. Split a dinner, a trip, a grocery run, or rent. Add the people, add or scan the expenses, and settle up — that's it.

About

Pareto

Effortlessly manage group expenses with a receipt scanner and integrated payment requests. Automatically split bills for meals, trips, or groceries, and optimize credit card rewards while settling up with friends.

Highlights
  • Receipt scanning and item splitting
  • Venmo payment integration
  • Credit card rewards optimization
  • Fair split calculations
  • Real-time balances and IOUs
Features
Read full description

Dinner is over. The bill doesn't have to become homework. Scan the receipt with Pareto, assign dishes to the people who ordered them, and work out everyone's share of tax and tip. Send each person their amount and a Venmo payment link so the group can settle up. SCAN THE RECEIPT Use your camera or a receipt photo to turn a restaurant bill into editable items. Check the scan, fix anything that needs a change, or enter items yourself. SPLIT IT YOUR WAY Drag items onto each guest. Share an appetizer between the people who ate it. Divide tax and tip in proportion to each person's food total, instead of making someone with a salad pay for everyone else's dinner. SEND THEIR SHARE Share the bill breakdown or text payment links to your friends. Each person can see what they owe before opening Venmo. KEEP YOUR BILLS Save completed meals in your history and come back to the details when you need them. PARETO PRO Add payment tracking and reminders, remove ads, store receipt photos, and export bill history as PDF or CSV. Optional read-only Venmo linking through Plaid can confirm matching repayments when transaction data arrives. Sync timing depends on your connection, and Venmo may occasionally require you to sign in again. You can also update payment statuses yourself. Receipt scanning, splitting, payment links, and bill history are available free. Ads appear after your first 10 scans. Pro is an optional purchase. Pareto calculates and shares what people owe. Payments happen in Venmo. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://pareto-split.com/privacy

Screenshots

Split4 screens
Pareto4 screens

Verdict

The call

The clearest difference is in-app purchases: Split at none against Pareto's 2. Pareto's advantage is update cadence (every 4 days vs every 26 months) and ratings volume (14 vs 3). On price, rating, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pareto sells 2 in-app purchases, starting at $5.99 per year. Split asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split against 5.0 for Pareto. Both are backed by a comparable volume of ratings — 3 and 14 respectively.

UpkeepUpdate frequency

Split ships an update every 26 months, Pareto every 4 days. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Split versus Pareto: the parameters behind the verdict, then further details
ParameterSplitPareto
PriceFreeFree
Rating5.0 (3 ratings)5.0 (14 ratings)
Positive reviews—100.0% of reviews
Number of ratings314 — better
Update frequencyEvery 26 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.417.0 — better
Further details — not scored
Size2 MB14 MB
Age rating4+4+
DeveloperTy OkazakiDavis Dilanchian

Customer experience

Split

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Pareto

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Split

No in-app purchases

2 purchases

Pareto

Subscriptions1
  • Pareto Pro Yearly$5.991 Year
One-time1
  • Pareto Pro Lifetime$15.00

Questions

Is Split free?
Split is free to download, with no in-app purchases.
Is Pareto free?
Pareto is free to download, with in-app purchases available.
Which has better reviews, Split or Pareto?
Split and Pareto are both rated 5.0 out of 5 on the App Store, from 3 and 14 ratings respectively.
Do Split or Pareto have ads?
Neither Split nor Pareto shows ads.
Which is updated more often, Split or Pareto?
Split ships an update every 26 months, and Pareto every 4 days. Most recently, Split was updated on October 30, 2026 and Pareto on November 4, 2026.

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