Comparison

EQ9 vs 99Fi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EQ9

This app facilitates instant, secure, and cost-effective international money transfers using blockchain technology. It allows users to convert and send funds across currencies, track activity, and withdraw locally in supported regions, aiming to reduce traditional banking fees and delays.

Highlights
  • Instant international money transfers
  • Blockchain-powered security
  • Cost-effective FX rates
  • Self-custody of assets
  • Scheduled recurring payments
  • Local currency withdrawals
Features
Read full description

EQ9 is an online FX application built to revolutionise the global cross-border payment market through instant, secure, and cost-effective blockchain-powered transfers. Designed for individuals and businesses, EQ9 delivers instant, secure, and cost-efficient international transfers—removing the friction, delays, and high fees of traditional financial services. At launch, EQ9 supports USD and EUR transactions. Users can deposit from anywhere globally, send funds to recipients worldwide, and enjoy seamless local currency withdrawals in supported regions. Integration with industry leader Banxa ensures reliable on- and off-ramping between EQ9 and traditional bank accounts. Key capabilities: * Convert and send funds across currencies * Maintain full self-custody of assets * Schedule or automate recurring FX payments * Instantly track account activity * Request payments in local currency * 0% transaction fees and near mid-market FX rates Upcoming updates include support for 130+ global currencies with live FX rate visibility, and an expansion of withdrawal coverage to match our already-global deposit reach. Current coverage: * Deposits: Global * Withdrawals: Australia, Canada, Europe, UK (+9 territories), and the United States * Transactions: Global Crypto-native users can also off-ramp USDC or ETH directly to their local bank by sending assets to their EQ9 account address — offering one of the simplest and most integrated crypto-to-fiat experiences available today. EQ9 is building the infrastructure for a modern global economy — one that is fast, secure, cheap, and borderless.

About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

Screenshots

EQ94 screens
99Fi4 screens

Verdict

The call

EQ9 and 99Fi are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
EQ9 versus 99Fi: the parameters behind the verdict, then further details
ParameterEQ999Fi
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequency—Every 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size78 MB46 MB
Age rating17+17+
DeveloperEQ999Lan Inc

In-app purchases

None

EQ9

No in-app purchases

None

99Fi

No in-app purchases

Questions

Is EQ9 free?
EQ9 is free to download, with no in-app purchases.
Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Do EQ9 or 99Fi have ads?
Neither EQ9 nor 99Fi shows ads.

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