Comparison

Credit Key vs Livanates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit Key

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

Highlights
  • Instant credit decisions up to $50K
  • B2B vendor marketplace
  • Virtual card for any Mastercard merchant
  • Flexible payment plans (Net 30, Pay in 4, up to 12 months)
  • Account management and budgeting tools
  • Improved cash flow management
Features
Read full description

The Credit Key app makes it easier than ever to purchase what your business needs, when you need it while managing cash flow on your terms. The app gives you instant access to flexible payment options*, a powerful vendor marketplace, and a virtual card you can use anywhere** Mastercard is accepted. Inside the app: - Apply for Credit Key and get an instant credit decision for up to $50K - Shop hundreds of vendors in B2B marketplace, with smart filters by category - Use your Credit Key Card to buy from any merchant—even those that don’t offer Credit Key at checkout - Manage your account and choose the payment plan that fits your budget Why thousands of businesses choose Credit Key: - Get up to $50K in financing instantly upon approval - Split purchases with flexible terms: Net 30, Pay in 4, or up to 12 months - Improve cash flow with no hidden fees and predictable payments - Make essential purchases without draining your working capital Streamlined purchasing. Transparent terms. Total flexibility. Download the Credit Key app and experience the future of business buying—on your terms. *Subject to credit approval **The Credit Key Card can only be used for business purchases. Restrictions apply.

About

Livanates

Features
Read full description

Discover, explore, and shop with Livanates, the e-commerce app designed to make online shopping simple, social, and secure. With Livanates, you can browse products, check reviews, leave ratings, interact with other shoppers, and purchase items- all from your mobile device. Key features Browse products across multiple categories with clear images, prices, and detailed descriptions Rate and review items to share your experience and help others make informed choices Comment and discuss with other users or sellers directly on product pages Add items to your cart and buy securely through a smooth checkout process Create and manage a personal profile with favorites, orders, and settings Why choose Livanates Clean, intuitive design for easy navigation Accurate product information with up-to-date prices and availability Safe payments and encrypted data protection A supportive community through ratings and comments Coming soon Personalized recommendations and exclusive deals Advanced seller tools for managing shops and promotions Data and privacy Your privacy is important to us. Livanates allows you to delete your account at any time, and all communication and payment data are securely encrypted. Download Livanates today and enjoy a smarter, safer way to shop, rate, and buy products. --- Important Information Livanates does not sell digital content, subscriptions, or in-app features. All contributions are completely voluntary and are used solely to support a registered non-profit organization. --- Designed for a Seamless Experience • Simple and intuitive navigation • Clean and focused interface • Fast and reliable performance --- Your Privacy Matters We respect your data. You can delete your account at any time through: Profile → Account Settings → Delete Account All personal data is handled securely and in accordance with privacy standards. --- Join Livanates and be part of an experience where your voice matters and your support makes a difference.

Screenshots

Credit Key4 screens
Livanates4 screens

Verdict

The call

The clearest difference is update cadence: Credit Key at every 9 days against Livanates's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Credit Key ships an update every 9 days, Livanates every 2 months. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Credit Key versus Livanates: the parameters behind the verdict, then further details
ParameterCredit KeyLivanates
PriceFreeFree
Rating4.8 (239 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings239 — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size41 MB99 MB
Age rating4+12+
DeveloperSnap Credit,IncG A C GROUP P.C.

In-app purchases

None

Credit Key

No in-app purchases

None

Livanates

No in-app purchases

Questions

Is Credit Key free?
Credit Key is free to download, with no in-app purchases.
Is Livanates free?
Livanates is free to download, with no in-app purchases.
Do Credit Key or Livanates have ads?
Neither Credit Key nor Livanates shows ads.
Which is updated more often, Credit Key or Livanates?
Credit Key ships an update every 9 days, and Livanates every 2 months. Most recently, Credit Key was updated on October 18, 2026 and Livanates on October 12, 2026.

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