VAT & Interest Calculator vs Stepwave

A fast, simple VAT and interest calculator for business and everyday use. Add VAT to an amount, remove VAT from a total, find the tax portion, or calculate loan interest and monthly payments. VAT calculations • Add VAT to any amount • Find the VAT included in a total • Calculate the price before VAT • Choose 18%, 17%, or enter a custom VAT rate Interest and loan calculator • Calculate monthly payments from the principal, annual rate, and term • See total interest and total repayment • Get a clear breakdown of every result More useful features • Calculation history saved on your device • Hebrew and English interface • Light and dark themes • No account required • Optional one-time purchase to remove ads Useful for freelancers, small businesses, service providers, shoppers, and anyone who needs a quick, clear answer before an invoice, payment, or purchase.

Most stopwatches start the instant you tap — but by the time you've set the phone down, walked to the bar, and gripped, your time is already wrong. Stepwave fixes that. Build your prep as a sequence of pre-countdown steps. Stepwave counts you through them with voice, sound, and haptics, then starts the real stopwatch automatically — so you measure the hold, not the fumble. HOW IT WORKS • Add as many pre-countdown steps as you need (e.g. Put phone down 5s, Walk to bar 7s, Grip 3s) • Stepwave cues each step hands-free • The measured stopwatch starts at exactly the right moment BUILT FOR TRAINING • Pre-countdown steps — unlimited named prep steps before timing begins • Voice & sound cues — spoken prompts, countdown beeps, and haptics you can hear across the room • Urgency & targets — set a target time and get escalating cues as you close in on it • Sets & rest — chain multiple sets with rest intervals for circuits and intervals • Apple Watch & widgets — start a hold from your wrist; follow live progress with Live Activities • History & trends — every session is logged so you can track splits and personal bests PERFECT FOR Dead hangs, planks, wall sits, grip and hangboard work, breath holds, stretching, mobility, and intervals — anything where a clean, repeatable start matters. FREE & PRO Stepwave is free with up to 3 presets, plus full cues, targets, urgency, sets, and recent history. Stepwave Pro unlocks: • Unlimited presets • Full history & trends • Apple Watch + widgets • No ads Pro is available as a monthly or yearly subscription with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless turned off at least 24 hours before the end of the period; manage or cancel anytime in your App Store account settings. Current pricing is shown in the app. Terms of Use (EULA): https://step-wave.master-tempo.com/terms