Budget Planner vs ExpensePad
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Budget Planner
This AI-powered finance app helps you track expenses, manage budgets, and identify savings opportunities. Connect bank accounts for automatic transaction categorization or manually add data for enhanced privacy. Get personalized insights and actionable steps to improve your financial health.
- Automatic transaction categorization
- AI-powered financial insights
- Personalized savings recommendations
- Budgeting and income tracking
- Privacy-focused manual account entry
- Modern iOS 26 design
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Expense Trend helps you understand your money today, plan for whatβs ahead, and make smarter financial decisions with confidence. Track your spending, build a budget that works for you, monitor your net worth, and see where your finances could be heading over time. Whether you're managing money on your own, budgeting with a partner, splitting finances with a roommate, or sharing information with an accountant, Expense Trend brings your financial life together in one simple place. Features: Net Worth Tracking - See your complete financial picture by tracking your assets and liabilities over time. Understand how your net worth is changing and what is contributing to your progress. Future Net Worth Projections - Look beyond today's balance. Expense Trend can project how your net worth may change over time, helping you visualize where your current financial habits could take you. Flexible Budgeting - Choose the budgeting style that works for you. Use envelope budgeting to set spending limits by category or zero based budgeting to give every dollar a purpose. Shared Finances - Manage money together without giving everyone the same level of access. Share finances with a partner, roommate, family member, or accountant and keep everyone on the same page. Penny, Your Private AI Financial Assistant - Ask Penny questions about your finances using natural language. Find out how much you've spent, what's left in your budget, whether a purchase fits your plan, and more while keeping your financial conversations private. Bills & Subscriptions - See upcoming bills and recurring subscriptions in one place so you know what payments are coming before they arrive. Goals - Create financial goals and track your progress over time. Whether you're building an emergency fund, saving for a trip, planning a major purchase, or working toward something bigger, Expense Trend helps you stay focused. Siri & Apple Intelligence - Access your finances without digging through the app. Ask Siri to add an expense, check how much is left in your budget, or help determine whether a purchase fits your finances. Automatic Categorization - Expense Trend automatically categorizes your transactions into categories like groceries, dining, shopping, transportation, and more, helping you understand where your money is going with less manual work. Spending Insights - Understand where your money goes with clear categories, trends, charts, and financial insights designed to make your spending easier to understand. Your Financial Future in One Place - Bring together your spending, budgets, bills, goals, net worth, and financial projections to understand both where you are today and where you're heading. From everyday purchases to long-term financial goals, Expense Trend helps you move beyond simply tracking expenses and start understanding the bigger picture of your money. By using Expense Trend, you agree to the Terms of Use and Privacy Policy. Privacy Policy: https://www.farazbhojani.com/privacypolicy.html Terms: https://www.farazbhojani.com/termsandconditions.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
ExpensePad
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Keep track of all your expenses and have peace of mind. EXPENSE MANAGEMENT: β’ Track your daily expenses effortlessly with multi-currency support. β’ Use iCloud to have your expenses synced across all your devices. β’ Filter by category or search your transactions by description, place, or online store name. AUTOFILL: β’ Connect it with a Wallet Tap automation in the Shortcuts app to automatically register expenses in the app. β’ Log expenses easily by pasting a description from your clipboard. β’ Detect common expense names and add icons automatically. SHEETS: β’ Tag your transactions to a custom sheet β’ Assign a color to your sheets to get a visual indicator for your transactions. β’ Use the top menu to filter the transactions of a sheet. STATS: β’ Quickly view your monthly spending patterns without opening the app. β’ View your expenses by category at a glance with charts. β’ See your total spent per category. CLEAN USER INTERFACE: β’ Enjoy a modern, clean, and easy-to-use interface. β’ View the locations of your purchases on a map. β’ Support for Dark Mode.
Screenshots
Verdict
The clearest difference is price: Budget Planner at Free against ExpensePad's $3.99. Budget Planner also leads on iOS requirement (16.0 vs 18.0). ExpensePad's advantage is in-app purchases (none vs 3) and update cadence (every 8 days vs every 2 weeks). On ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Budget Planner is free to download; ExpensePad costs $3.99 up front. Budget Planner sells 3 in-app purchases, starting at $3.99 per month. ExpensePad asks for nothing beyond the download.
Budget Planner ships an update every 2 weeks, ExpensePad every 8 days. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.
| Parameter | Budget Planner | ExpensePad |
|---|---|---|
| Price | Free β better | $3.99 |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 2 weeks | Every 8 days β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Free with in-app purchases | β |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 β better | 18.0 |
| Further details β not scored | ||
| Size | 59 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Expense Trend Inc. | Oscar De Moya |
In-app purchases
Budget Planner
- Budget Plus Subscription$3.991 Month
- Premium Subscription14 Days trial$6.991 Month
- Premium Subscription14 Days trial$59.991 Year
ExpensePad
No in-app purchases
Questions
Is Budget Planner free?
Is ExpensePad free?
Do Budget Planner or ExpensePad have ads?
Which is updated more often, Budget Planner or ExpensePad?
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