SplitGo vs Payculator
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SplitGo
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SplitGo is the ultimate app for splitting expenses among friends, family, roommates, or travel buddies. No more confusion over who paid whatβSplitGo simplifies your expense-sharing experience with an intuitive, sleek interface that tracks and categorizes your expenses precisely. Perfect for any occasion, SplitGo supports global currencies and even handles service fees, taxes, and tips for accurate cost division. Key Features: Add multiple payers per expense Choose from five split methods: equal, precise, proportional, specified amount, and share-based split The only app with integrated service fee, tax, and tip calculations View monthly or yearly spending trends with enhanced charts Organized expense tracking by category Automatic currency conversion with global support Available in 16 languages Check balances across all groups and private expenses Export comprehensive spending records Summary views for group expenses (monthly, yearly, or all-time) Ideal for: Roommates splitting household expenses Group travel budgeting Vacation expenses for family trips, weddings, and parties Couples sharing relationship costs Friends or colleagues dining out together Tracking loans and IOUs SplitGo helps you stay organized, stress-free, and on top of your shared expenses. Download now to make splitting costs hassle-free! https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ -- Privacy Policy: https://www.splitgo.io/privacy-policy-en/ -- Service agreement: https://www.splitgo.io/user-and-service-agreement-en/
Payculator
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No more awkward money conversations. Payculator makes splitting bills, tracking balances, and settling up with friends simple and stress-free. SPLIT ANY BILL Split expenses equally, by exact amounts, percentages, or shares. Every split type for every situation β from a quick coffee to a multi-day trip. LIVE BALANCES Always know who owes whom. Balances update instantly across all your groups, so everyone stays on the same page. GROUPS & FRIENDS Create groups for trips, roommates, dinners, or any occasion. Invite anyone with a simple link β no app download required to join. SETTLE UP EASILY Record payments and clear debts with a single tap. No more mental math or spreadsheets. MULTI-CURRENCY Traveling with friends? Split expenses in any currency without the headache. STAY IN THE LOOP Get notified when expenses are added or when someone settles up with you. Never miss a shared expense again. Payculator is free to use. Start splitting your first bill in under a minute.
Screenshots
Verdict
The clearest difference is in-app purchases: Payculator at none against SplitGo's 1. Payculator also leads on ads (none vs shown) and update cadence (every 2 days vs every 3 months). SplitGo's advantage is iOS requirement (12.0 vs 16.0). On price and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. SplitGo sells 1 in-app purchase, starting at $3.99 per month. Payculator asks for nothing beyond the download.
SplitGo ships an update every 3 months, Payculator every 2 days. The most recent releases landed on September 30, 2026 and September 18, 2026 respectively.
| Parameter | SplitGo | Payculator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 2 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 12.0 β better | 16.0 |
| Further details β not scored | ||
| Size | 79 MB | 45 MB |
| Age rating | 9+ | 4+ |
| Developer | PINERGE PTE. LTD. | Hanlin Wang |
In-app purchases
SplitGo
- Member Monthly Subscription$3.991 Month
Payculator
No in-app purchases









