Comparison

Splitink vs Divvy Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitink

Features
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Managing money with others or on your own shouldn’t be complicated. With Splitink, you can split bills, track shared expenses, manage your personal spending, and settle up in seconds. Use it with a group, with one friend, or just for yourself. Perfect for trips, roommates, couples, everyday shared costs, and personal budgeting. WHY PEOPLE CHOOSE SPLITINK • Track personal and shared expenses in one place • Split bills easily in groups or one to one • Always know who paid and who owes what • Set a monthly budget and keep track of your spending • Use multiple currencies with automatic conversion • Settle up through PayPal, Wise, Revolut, or bank transfer • Explore detailed insights for your personal spending, friends, and groups You enjoy what matters. Splitink handles the math. PERSONAL BUDGETING Keep track of your everyday spending directly in Splitink. Set a monthly budget, add personal expenses, and understand where your money goes with detailed insights and category breakdowns. Customize your dashboard with the charts and insights you care about, and compare your spending over time. If you spend in different currencies, Splitink automatically converts every expense into your preferred currency, so your budget and insights always stay consistent. SPLIT EXPENSES YOUR WAY Whether you’re sharing rent with a roommate, planning a trip with friends, splitting dinner with your partner, or managing everyday costs, Splitink adapts to every situation. Choose how to split each expense: • Equally • By exact amount • By percentage • By shares • With custom adjustments Add notes, categories, dates, locations, and more to keep every expense organized. UNDERSTAND HOW YOU SPEND TOGETHER Get a clearer view of your spending with one friend or across an entire group. See: • Total and average spending • Who paid more • Category breakdowns • Spending trends over time • Insights for individual friends and groups Everything stays clear, whether you’re traveling together or managing everyday expenses at home. PAY THE WAY YOU PREFER Choose how you want to receive money with PayPal, Wise, Revolut, or your bank details. When it’s time to settle up, everyone knows exactly how much they owe and how to pay. FULL CONTROL, FULL PRIVACY Splitink never asks for your payment service login credentials. Payments are completed directly through the service you choose. FEATURES • Personal expense tracking • Monthly personal budget • Customizable personal dashboard • Personal spending insights • Split expenses equally, by amount, percentage, or shares • Groups and one to one expenses • Notes, categories, dates, and locations • Multi currency conversion • Recurring expenses • Smart reminders • Advanced filters • Custom categories • Insights for groups and individual friends • PayPal, Wise, Revolut, and bank transfer support • Group Pass, which lets one Plus member unlock Plus features for the entire group SPLITINK PLUS Upgrade to Splitink Plus for unlimited expenses, advanced tools, deeper insights, and the ability to enable Group Pass for your groups. Available as a monthly, yearly, or one time purchase, with Purchasing Power Parity supported. Track your spending. Split smarter. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Divvy Bills

Effortlessly manage shared expenses with friends and roommates. This app simplifies group finances by allowing easy expense tracking, automatic fair balancing, and offline functionality. Keep your group accounts accurate and your friendships strong.

Highlights
  • Create and manage groups
  • Add expenses quickly
  • Automatic fair balancing
  • Offline expense tracking
  • Biometric security lock
Features
Read full description

Tired of the hassle when splitting bills with friends, roommates, or on trips? Racha Conta is here to end financial stress and complicated spreadsheets! It’s the simplest, fastest, and fairest way to organize group expenses. With Racha Conta, you can relax and enjoy the moment, because we handle the math. See how easy it is: KEY FEATURES: CREATE GROUPS EASILY For every situation, a group: holiday trips, monthly expenses, weekend BBQs, or birthday gifts. Invite friends and keep everything organized in one place. ADD EXPENSES IN SECONDS Quickly note who paid, what it was for, and how much it cost. With a clean interface, you won't waste time and ensure no expense is forgotten. AUTOMATIC & FAIR BALANCING No more calculators! The app instantly shows the group balance: who owes whom and the exact amount. Total transparency so no one gets shortchanged. WORKS OFFLINE No internet? No problem! Add expenses even offline, like during a flight or in a spot with no signal. Racha Conta syncs everything as soon as you reconnect. SECURITY FIRST Protect access to your app with an extra layer of security. Enable Biometric lock (Face ID or Touch ID) and keep your financial data safe. PERFECT FOR: • Splitting rent and household bills. • Organizing group trip expenses. • Splitting the bill at the bar, dinner, or after a game. • Joint birthday gifts. • Any situation where money is shared! Our goal is to keep accounts right and friendships long. Download Racha Conta and say goodbye to the headache of splitting costs!

Screenshots

Splitink4 screens
Divvy Bills4 screens

Verdict

The call

The clearest difference is update cadence: Divvy Bills at every 3 weeks against Splitink's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitink sells 3 in-app purchases, starting at $2.99 per month and Divvy Bills sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitink ships an update every 2 months, Divvy Bills every 3 weeks. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
Splitink versus Divvy Bills: the parameters behind the verdict, then further details
ParameterSplitinkDivvy Bills
PriceFreeFree
Rating—1.0 (1 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsYesYes
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size161 MB93 MB
Age rating4++4
DeveloperIGLU s.r.l.s.Giovanne Faccio Tarcitano

In-app purchases

3 purchases

Splitink

Subscriptions2
  • Monthly Plus1 Month trial$2.991 Month
  • Yearly Plus1 Month trial$27.991 Year
One-time1
  • Splitink Lifetime$79.99
1 purchases

Divvy Bills

One-time1
  • Remove Ads$3.99

Questions

Is Splitink free?
Splitink is free to download, with in-app purchases available.
Is Divvy Bills free?
Divvy Bills is free to download, with in-app purchases available.
Do Splitink or Divvy Bills have ads?
Both Splitink and Divvy Bills show ads.
Which is updated more often, Splitink or Divvy Bills?
Splitink ships an update every 2 months, and Divvy Bills every 3 weeks. Most recently, Splitink was updated on October 27, 2026 and Divvy Bills on October 16, 2026.

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