Comparison

Investimental vs Cheltu

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Investimental

This app connects users with the investment market through a flexible approach. It aims to help individuals grow their money by leveraging professional experience and innovation in financial services.

Highlights
  • Connects to investment market
  • Flexible investment approach
  • Professional financial services experience
  • Focus on innovation
  • Helps grow money
Features
Read full description

We are Investimental, a team of professionals with experience in financial services. We focus on innovation and put passion into everything we do. We believe in a flexible approach to connect the investment market with those who want to obtain more from their money.

About

Cheltu

Features
Read full description

Snap a receipt. Cheltu does the rest. Cheltu turns paper receipts into organized spending data, automatically. Point your camera at any receipt and Cheltu reads the merchant, date, total and individual items in about 2 seconds. No typing, no accounts, no cloud processing. WHY CHELTU Instant scanning: burst capture with multiple frames for sharp OCR results, even on crumpled receipts Smart categories: purchases are sorted into Groceries, Dining, Transport, Health and more, automatically Monthly budget: set a limit and see exactly where you stand, with a home screen widget for a quick glance Spending insights: weekly, monthly and yearly reports, top stores, top products, price history per product Multi-currency: receipts in RON, EUR and other currencies, with separate totals per currency on export Export anywhere: CSV for Excel and Google Sheets, or PDF with the receipt images included Backup and restore: local backups for everyone, iCloud backup with Pro Private by design: all processing happens on your device. Your receipts never leave your phone. FREE FOREVER Unlimited receipt scans, monthly budget, weekly charts and the last 4 weeks of analytics, free, with no account. CHELTU PRO Unlock CSV and PDF export, unlimited analytics history, monthly and yearly trends and iCloud backup. Free 7-day trial, then a monthly or yearly subscription. Cancel anytime. Cheltu works great in Romania (bonuri fiscale, ANAF-friendly exports) and Italy (scontrini), and handles receipts from anywhere. Questions? support@cheltu.ro Privacy policy: https://cheltu.ro/?lang=en#privacy Terms of use: https://cheltu.ro/?lang=en#terms

Screenshots

Investimental4 screens
Cheltu4 screens

Verdict

The call

The clearest difference is in-app purchases: Investimental at none against Cheltu's 2. Investimental also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.6). Cheltu's advantage is update cadence (every 5 days vs monthly). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Cheltu sells 2 in-app purchases, starting at $2.99 per month. Investimental asks for nothing beyond the download.

UpkeepUpdate frequency

Investimental ships an update monthly, Cheltu every 5 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard4 real differences ยท 4 level
Investimental versus Cheltu: the parameters behind the verdict, then further details
ParameterInvestimentalCheltu
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyMonthlyEvery 5 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better17.6
Further details โ€” not scored
Size43 MB11 MB
Age rating4+4+
DeveloperInvestimentalMuresan Adrian

In-app purchases

None

Investimental

No in-app purchases

2 purchases

Cheltu

Subscriptions2
  • Cheltu Pro - Monthly7 Days trial$2.991 Month
  • Cheltu Pro - Yearly7 Days trial$19.991 Year

Questions

Is Investimental free?
Investimental is free to download, with no in-app purchases.
Is Cheltu free?
Cheltu is free to download, with in-app purchases available.
Do Investimental or Cheltu have ads?
Neither Investimental nor Cheltu shows ads.
Which is updated more often, Investimental or Cheltu?
Investimental ships an update monthly, and Cheltu every 5 days. Most recently, Investimental was updated on October 30, 2026 and Cheltu on October 28, 2026.

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