AfriOne vs Sternpay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
AfriOne
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AfriOne is a technology startup in partnership with licensed partners such as KYC providers, Bill Payment providers and payment gateways. We are building a revolutionary app that allows our users (Nigeria only) fund their account with Naira. This deposit is backed by physical gold hence helping user hedge their income against inflation. AfriOne is not a crypto currency platform and we do not accept any form of crypto payment. Send Money Instantly: Seamlessly send money to friends, family, or anyone else who has an Afrione account. Withdraw to Your Bank: Move funds from your wallet to your preferred bank account seamlessly at any time, giving you complete liquidity. Funding or Withdrawing from user's wallet is supported by our partnership with KoraPay(Wema Bank)and HabariPay (GT Bank) as back-up provider. Pay Bills & Buy Gift Cards: Use your wallet balance to pay for utility bills such as electricity, internet, and more. You can also purchase gift cards for top brands, all from the convenience of your app. We have direct integrations with Reloadly and Nomiworld for our Bill payment and Gift Card services. Virtual Cards: With our integration with Maplerad, users are able to buy USD virtual cards (Visa or MasterCard) with their wallet balance to enjoy online shopping and pay for subscriptions.
Sternpay
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"Welcome to SternPay, the revolutionary currency exchange app designed to give you the control you deserve. The traditional exchange platforms can be frustrating with their centralized exchange rates system. SternPay is here to change that. Key Features: Ā· Decentralized Exchange Rates: Access multiple exchange rates and choose the best deal for you. You can even list your own exchange rates. Ā· Peer-to-Peer Transactions: Trade directly with other users in a transparent and secure environment. Ā· Real-Time Updates: Stay informed with real-time currency rate updates and never miss an opportunity. Ā· Easy and Secure: Our user-friendly interface ensures a seamless experience, while robust security measures protect your funds. Why SternPay? At SternPay, we believe in empowering users by providing flexibility and transparency in currency exchange. Whether you're an immigrant, a tourist, or anyone needing to exchange currency, our platform offers a more competitive and user-centric approach. Join our community and take control of your currency transactions today. Download SternPay now and start enjoying the value you have always wanted!
Screenshots
Verdict
AfriOne and Sternpay are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AfriOne ships an update every 5 weeks, Sternpay every 3 weeks. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.
| Parameter | AfriOne | Sternpay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 3 weeks ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5.0 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 182 MB | 73 MB |
| Age rating | 17+ | 4+ |
| Developer | AFRIONE | STERNPAY INC. LTD |
In-app purchases
AfriOne
No in-app purchases
Sternpay
No in-app purchases









