AfriOne vs HrPay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
AfriOne
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AfriOne is a technology startup in partnership with licensed partners such as KYC providers, Bill Payment providers and payment gateways. We are building a revolutionary app that allows our users (Nigeria only) fund their account with Naira. This deposit is backed by physical gold hence helping user hedge their income against inflation. AfriOne is not a crypto currency platform and we do not accept any form of crypto payment. Send Money Instantly: Seamlessly send money to friends, family, or anyone else who has an Afrione account. Withdraw to Your Bank: Move funds from your wallet to your preferred bank account seamlessly at any time, giving you complete liquidity. Funding or Withdrawing from user's wallet is supported by our partnership with KoraPay(Wema Bank)and HabariPay (GT Bank) as back-up provider. Pay Bills & Buy Gift Cards: Use your wallet balance to pay for utility bills such as electricity, internet, and more. You can also purchase gift cards for top brands, all from the convenience of your app. We have direct integrations with Reloadly and Nomiworld for our Bill payment and Gift Card services. Virtual Cards: With our integration with Maplerad, users are able to buy USD virtual cards (Visa or MasterCard) with their wallet balance to enjoy online shopping and pay for subscriptions.
HrPay
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HR Pay is a secure digital wallet that makes everyday payments simple. Fund your wallet, pay for supported services, and track your transactions with ease. Built for speed, reliability, and convenience, HR Pay helps you manage payments anytime, anywhere.
Screenshots
Verdict
AfriOne and HrPay are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AfriOne ships an update every 5 weeks, HrPay monthly. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.
| Parameter | AfriOne | HrPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Monthly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 182 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | AFRIONE | TERA HR TECHNOLOGIES LIMITED |
In-app purchases
AfriOne
No in-app purchases
HrPay
No in-app purchases









