Apacm Loan App vs Sterna Renew
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Apacm Loan App
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You can now enjoy features such as Pay EMI amount, Loan Application Status, Loan Account details, Raising Service Requests, Refer & Earn, E-Sign loan documents, upcoming payment schedule & more. All your details are now at the click of a button!
Sterna Renew
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Our cutting-edge technology allows users to securely access locks through both online and offline means. Whether you're connected to the internet or operating in a low-connectivity environment, our system ensures that you have reliable and convenient access to your locks.
Screenshots
Verdict
The clearest difference is update cadence: Sterna Renew at every 8 days against Apacm Loan App's monthly. Apacm Loan App's advantage is iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Apacm Loan App ships an update monthly, Sterna Renew every 8 days. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | Apacm Loan App | Sterna Renew |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 39 MB | 26 MB |
| Age rating | 17+ | 4+ |
| Developer | APAC FINANCIAL SERVICES PRIVATE LIMITED | Sterna Security Devices Private Limited |
In-app purchases
Apacm Loan App
No in-app purchases
Sterna Renew
No in-app purchases