ATOMA Pay Customer vs Kaata

Welcome to the world of ATOMA. With ATOMA you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. ATOMA makes it easy to keep track of your money. You can use ATOMA services to manage your money.

Kaata is a simple digital kaata (ledger) for shopkeepers — and anyone who keeps track of money between people they trust. Write down who owes you and what you owe, and Kaata keeps a running balance for every person. You always know where you stand, without flipping through a paper notebook. WHY KAATA • Works offline — your ledger lives on your phone. No internet needed to add a customer or record a payment. • Simple and fast — add a person, record what they took or paid, and Kaata does the math. • Friendly reminders — send a customer a gentle WhatsApp reminder of their balance in two taps. • In your language — English and Dari. • Free. HOW IT WORKS • Add the people you deal with — customers, suppliers, friends. • Each time someone takes goods on credit or makes a payment, record it. Kaata updates the balance automatically. • See at a glance who you need to collect from and who you owe. • Tap to send a WhatsApp reminder with the balance — no awkward conversation needed. YOUR DATA, ON YOUR PHONE Your ledger is stored on your device. Sign in (optional) to back it up to the cloud and restore it on a new phone if you ever lose this one. You can delete your account and its data at any time from Settings. Kaata is a record-keeping tool. It is not a bank, a lender, or a payment service — it doesn't move money, lend money, or charge interest. It simply helps you remember who owes what. Made in Kabul.